SBI Life Insurance Complete Financial Statements

SBILIFE • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015

Complete Financial Data Export

Export complete financial statements for SBI Life Insurance (SBILIFE). Downloads include all available records across all periods. For market performance, see the SBILIFE stock price today .

Profitability Ratios

Net Profit Margin 2.04% 2025 data
EBITDA Margin 2.35% 2025 data
Operating Margin 1.00% 2025 data
Return on Assets 0.54% 2025 data
Return on Equity 14.21% 2025 data

Balance Sheet Ratios

Current Ratio 0.02 2025 data
Debt to Equity 26.55 2025 data
Equity Ratio 3.77% 2025 data
Asset Turnover 0.26 2025 data

Year-over-Year Growth Analysis

Comparing March 2025 vs Period
Revenue Growth
-10.9%
Year-over-Year
Net Profit Growth
+1.7%
Year-over-Year
EBITDA Growth
-3.4%
Year-over-Year
Expense Growth
-11.0%
Year-over-Year
Assets Growth
+14.8%
Year-over-Year
Equity Growth
+13.9%
Year-over-Year
Liabilities Growth
+14.8%
Year-over-Year
Operating Cash Flow Growth
-12.3%
Year-over-Year
Investing Cash Flow Growth
+30.2%
Year-over-Year
Financing Cash Flow Growth
+5.3%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars None March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Revenue 105,400 118,245 133,665 82,394 84,016 82,780 44,326 44,780 34,224 30,686 19,445 23,473
Expenses 102,718 115,469 131,512 80,420 82,329 81,140 42,536 43,139 32,802 29,532 18,419 22,537
EBITDA 2,682 2,776 2,153 1,974 1,687 1,640 1,790 1,642 1,422 1,154 1,026 936
Operating Profit Margin % -22.00% 1.00% 1.00% 1.00% 1.00% 1.00% 3.00% 3.00% 3.00% 2.00% 4.00% 3.00%
Depreciation 0 84 76 68 0 0 0 0 0 0 0 0
Interest 0 0 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 2,682 2,495 1,942 1,758 1,561 1,543 1,414 1,373 1,185 975 874 835
Tax 229 81 48 38 55 87 -9 46 34 20 13 14
Net Profit 2,453 2,413 1,894 1,721 1,506 1,456 1,422 1,327 1,150 955 861 820
Earnings Per Share (₹) 24.50 24.09 18.92 17.19 15.06 14.56 14.22 13.27 11.50 9.55 8.61 8.20

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
ASSETS
Total Assets 450,923 392,783 309,587 268,207 222,592 162,558 142,998 118,156 99,225 80,725 72,211
Current Assets 8,557 11,741 9,354 7,616 7,151 5,821 6,641 6,532 5,693 5,016 4,436
Fixed Assets 1,894 1,199 867 919 894 568 563 511 507 301 265
Capital Work in Progress 10 6 1 3 2 13 32 70 31 146 7
Investments 447,467 385,590 304,334 264,832 218,756 158,813 139,325 114,436 95,830 77,843 69,385
Other Assets 1,552 5,989 4,385 2,453 2,941 3,164 3,078 3,139 2,856 2,435 2,554
LIABILITIES
Total Liabilities 450,923 392,783 309,587 268,207 222,592 162,558 142,998 118,156 99,225 80,725 72,211
Current Liabilities 433,938 377,874 296,569 256,585 212,192 153,815 135,421 111,628 93,673 75,992 68,171
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 16,985 14,909 13,018 11,622 10,400 8,743 7,576 6,528 5,552 4,733 4,039
Share Capital 1,002 1,002 1,001 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000
Reserves & Surplus 15,791 13,590 11,924 10,418 9,093 7,884 6,460 5,375 4,465 3,691 2,974

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities 25,547 29,122 28,656 21,852 23,878 19,299 13,473 10,395 8,525 5,778 2,712
Investing Activities -21,789 -31,221 -30,203 -21,611 -19,203 -16,986 -13,552 -8,910 -9,032 -7,204 -178
Financing Activities -215 -227 -415 -231 3 -199 -241 -221 -144 -144 -117
Net Cash Flow 3,543 -2,327 -1,962 10 4,677 2,114 -321 1,264 -651 -1,570 2,416