Saraswati Commercial P/B Ratio
Saraswati Commercial (ZSARACOM) P/B ratio is 1.04 (Moderate), book value per share ₹9730.00 vs Financial Services average P/B of -3.85 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see Saraswati Commercial screener.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
ZSARACOM P/B Ratio — Valuation Insights & Book Value Analysis
Saraswati Commercial price-to-book ratio interpretation, valuation status and historical context — current P/B 1.04 (Moderate). View ZSARACOM 52-week chart for the annual high/low range and current price position.
- Trading at premium to sector average PB of -3.85
Saraswati Commercial P/B Ratio Historical Trend
ZSARACOM annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with ZSARACOM fair value estimate to assess whether the stock is under or overvalued.
ZSARACOM Historical P/B Ratio — Book Value Per Share & Year-End Price
Saraswati Commercial annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.31 | ₹9730.0 | ₹12768.80 | ₹973 | Moderate |
| 2024 | 2.79 | ₹7020.0 | ₹19605.50 | ₹702 | Moderate |
| 2023 | 0.68 | ₹4410.0 | ₹2989.45 | ₹441 | Low |
| 2022 | 0.7 | ₹4300.0 | ₹3000.05 | ₹430 | Low |
| 2021 | 0.96 | ₹2810.0 | ₹2700.00 | ₹281 | Low |
ZSARACOM vs Financial Services Peers — P/B Ratio Comparison
Saraswati Commercial P/B 1.04 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |