Saraswati Commercial Intrinsic Value
Saraswati Commercial (ZSARACOM) median intrinsic value is ₹15752.19 from 9 valuation models (range ₹2985–₹29535), vs current price ₹9950.00 — +58.3% upside (Trading Below Calculated Value), margin of safety 36.8%. For current market price and key ratios, visit ZSARACOM company profile.
ZSARACOM Valuation Methods Summary — DCF, Graham Number & P/E
Saraswati Commercial intrinsic value across 9 models vs current price ₹9950.00 — upside/downside and value range per method. Browse ZSARACOM quarterly financials for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹29535.36 | ₹23628.29 - ₹35442.43 | +196.8% | EPS: ₹2461.28, Sector P/E: 12x |
| Book Value Method | asset | ₹7784.00 | ₹7005.60 - ₹8562.40 | -21.8% | Book Value/Share: ₹9730.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹2985.00 | ₹2686.50 - ₹3283.50 | -70.0% | Revenue/Share: ₹2920.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹14600.00 | ₹13140.00 - ₹16060.00 | +46.7% | EBITDA: ₹292.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹3980.00 | ₹3184.00 - ₹4776.00 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹15752.19 | ₹14176.97 - ₹17327.41 | +58.3% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹20280.95 | ₹18252.85 - ₹22309.05 | +103.8% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹19900.00 | ₹17910.00 - ₹21890.00 | +100.0% | ROE: 24.7%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹19460.00 | ₹17514.00 - ₹21406.00 | +95.6% | EPS: ₹2461.28, BVPS: ₹9730.00 |
ZSARACOM Intrinsic Value vs Market Price — All Valuation Models
Saraswati Commercial fair value range ₹2985–₹29535 vs current market price ₹9950.00 across 9 valuation models. Compare with Saraswati Commercial valuation methods to assess whether the stock is under or overvalued.
ZSARACOM Intrinsic Value Analysis — Undervalued or Overvalued?
Saraswati Commercial median intrinsic value ₹15752.19, current price ₹9950.00 — Trading Below Calculated Value by 58.3%, margin of safety 36.8%.
What is the intrinsic value of ZSARACOM?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Saraswati Commercial (ZSARACOM) is ₹15752.19 (median value). With the current market price of ₹9950.00, this represents a +58.3% variance from our estimated fair value.
The valuation range spans from ₹2985.00 to ₹29535.36, indicating ₹2985.00 - ₹29535.36.
Is ZSARACOM undervalued or overvalued?
Based on our multi-method analysis, Saraswati Commercial (ZSARACOM) appears to be trading below calculated value by approximately 58.3%.
ZSARACOM Financial Health — Key Ratios vs Industry Benchmarks
Saraswati Commercial financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.18 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 24.7% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 99.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.26x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
ZSARACOM Cash Flow Quality — Operating & Free Cash Flow
Saraswati Commercial operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹9 Cr | ₹-45 Cr | Positive Operating Cash Flow | 6/10 |
| March 2024 | ₹33 Cr | ₹30 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹27 Cr | ₹16 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹50 Cr | ₹10 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹-5 Cr | ₹-5 Cr | Negative Cash Flow | 3/10 |