Sahara Housing Fina Corporation Intrinsic Value

SAHARAHOUS • Financial Services
Current Stock Price
₹39.42
Primary Intrinsic Value
₹11.83
Market Cap
₹27.6 Cr
-60.0% Downside
Median Value
₹15.77
Value Range
₹12 - ₹99
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

SAHARAHOUS Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹11.83 ₹9.46 - ₹14.20 -70.0% EPS: ₹0.70, Sector P/E: 12x
Book Value Method asset ₹59.43 ₹53.49 - ₹65.37 +50.8% Book Value/Share: ₹74.29, P/B: 0.8x
Revenue Multiple Method revenue ₹11.83 ₹10.65 - ₹13.01 -70.0% Revenue/Share: ₹11.43, P/S: 1.0x
EBITDA Multiple Method earnings ₹15.77 ₹14.19 - ₹17.35 -60.0% EBITDA: ₹3.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹98.55 ₹78.84 - ₹118.26 +150.0% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹11.83 ₹10.65 - ₹13.01 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹11.83 ₹10.65 - ₹13.01 -70.0% Revenue Growth: -11.4%, Adj P/E: 8.0x
Graham Defensive Method conservative ₹34.21 ₹30.79 - ₹37.63 -13.2% EPS: ₹0.70, BVPS: ₹74.29
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check SAHARAHOUS share price latest .

Valuation Comparison Chart

SAHARAHOUS Intrinsic Value Analysis

What is the intrinsic value of SAHARAHOUS?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Sahara Housing Fina Corporation (SAHARAHOUS) is ₹15.77 (median value). With the current market price of ₹39.42, this represents a -60.0% variance from our estimated fair value.

The valuation range spans from ₹11.83 to ₹98.55, indicating ₹11.83 - ₹98.55.

Is SAHARAHOUS undervalued or overvalued?

Based on our multi-method analysis, Sahara Housing Fina Corporation (SAHARAHOUS) appears to be trading above calculated value by approximately 60.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.45 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.46 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 1.9% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 37.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.11x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹24 Cr ₹24 Cr Positive Free Cash Flow 8/10
March 2024 ₹4 Cr ₹4 Cr Positive Free Cash Flow 8/10
March 2023 ₹10 Cr ₹10 Cr Positive Free Cash Flow 8/10
March 2022 ₹3 Cr ₹3 Cr Positive Free Cash Flow 8/10
March 2021 ₹7 Cr ₹7 Cr Positive Free Cash Flow 8/10