Sahara Housing Fina Corporation Intrinsic Value

SAHARAHOUS • Financial Services
Current Stock Price
₹38.41
Primary Intrinsic Value
₹11.52
Market Cap
₹26.9 Cr
-44.2% Downside
Median Value
₹21.43
Value Range
₹12 - ₹96
Assessment
Trading Above Calculated Value
Safety Margin
-79.2%

SAHARAHOUS Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹11.52 ₹9.22 - ₹13.82 -70.0% EPS: ₹0.70, Sector P/E: 12x
Book Value Method asset ₹59.43 ₹53.49 - ₹65.37 +54.7% Book Value/Share: ₹74.29, P/B: 0.8x
Revenue Multiple Method revenue ₹11.52 ₹10.37 - ₹12.67 -70.0% Revenue/Share: ₹11.43, P/S: 1.0x
EBITDA Multiple Method earnings ₹21.43 ₹19.29 - ₹23.57 -44.2% EBITDA: ₹3.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹96.02 ₹76.82 - ₹115.22 +150.0% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹11.52 ₹10.37 - ₹12.67 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹11.52 ₹10.37 - ₹12.67 -70.0% Revenue Growth: -11.4%, Adj P/E: 8.0x
Graham Defensive Method conservative ₹34.21 ₹30.79 - ₹37.63 -10.9% EPS: ₹0.70, BVPS: ₹74.29
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check SAHARAHOUS share price latest .

Valuation Comparison Chart

SAHARAHOUS Intrinsic Value Analysis

What is the intrinsic value of SAHARAHOUS?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Sahara Housing Fina Corporation (SAHARAHOUS) is ₹21.43 (median value). With the current market price of ₹38.41, this represents a -44.2% variance from our estimated fair value.

The valuation range spans from ₹11.52 to ₹96.02, indicating ₹11.52 - ₹96.02.

Is SAHARAHOUS undervalued or overvalued?

Based on our multi-method analysis, Sahara Housing Fina Corporation (SAHARAHOUS) appears to be trading above calculated value by approximately 44.2%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.45 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 1.9% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 36.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.11x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹24 Cr ₹24 Cr Positive Free Cash Flow 8/10
March 2024 ₹4 Cr ₹4 Cr Positive Free Cash Flow 8/10
March 2023 ₹10 Cr ₹10 Cr Positive Free Cash Flow 8/10
March 2022 ₹3 Cr ₹3 Cr Positive Free Cash Flow 8/10
March 2021 ₹7 Cr ₹7 Cr Positive Free Cash Flow 8/10