RSD Finance Intrinsic Value

RSDFIN • Financial Services
Current Stock Price
₹83.14
Primary Intrinsic Value
₹103.20
Market Cap
₹58.2 Cr
+24.1% Upside
Median Value
₹103.20
Value Range
₹51 - ₹249
Assessment
Trading Below Calculated Value
Safety Margin
19.4%

RSDFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹103.20 ₹82.56 - ₹123.84 +24.1% EPS: ₹8.60, Sector P/E: 12x
Book Value Method asset ₹207.85 ₹187.06 - ₹228.64 +150.0% Book Value/Share: ₹355.71, P/B: 0.8x
Revenue Multiple Method revenue ₹51.43 ₹46.29 - ₹56.57 -38.1% Revenue/Share: ₹51.43, P/S: 1.0x
EBITDA Multiple Method earnings ₹81.43 ₹73.29 - ₹89.57 -2.1% EBITDA: ₹16.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹198.94 ₹159.15 - ₹238.73 +139.3% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹55.04 ₹49.54 - ₹60.54 -33.8% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹70.86 ₹63.77 - ₹77.95 -14.8% Revenue Growth: 6.0%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹249.42 ₹224.48 - ₹274.36 +200.0% EPS: ₹8.60, BVPS: ₹355.71
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check RSDFIN share price latest .

Valuation Comparison Chart

RSDFIN Intrinsic Value Analysis

What is the intrinsic value of RSDFIN?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of RSD Finance (RSDFIN) is ₹103.20 (median value). With the current market price of ₹83.14, this represents a +24.1% variance from our estimated fair value.

The valuation range spans from ₹51.43 to ₹249.42, indicating ₹51.43 - ₹249.42.

Is RSDFIN undervalued or overvalued?

Based on our multi-method analysis, RSD Finance (RSDFIN) appears to be trading below calculated value by approximately 24.1%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 2.10 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 1.18 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 4.8% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 23.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.12x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2024 ₹15 Cr ₹12 Cr Positive Free Cash Flow 8/10
March 2023 ₹6 Cr ₹0 Cr Positive Operating Cash Flow 6/10
March 2022 ₹5 Cr ₹-2 Cr Positive Operating Cash Flow 6/10
March 2021 ₹15 Cr ₹9 Cr Positive Free Cash Flow 8/10