Ramchandra Leasing & Finance Intrinsic Value
RLFL Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹9.60 | ₹8.64 - ₹10.56 | -12.2% | Book Value/Share: ₹12.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹3.28 | ₹2.95 - ₹3.61 | -70.0% | Revenue/Share: ₹2.00, P/S: 1.0x |
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Valuation Comparison Chart
RLFL Intrinsic Value Analysis
What is the intrinsic value of RLFL?
Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of Ramchandra Leasing & Finance (RLFL) is ₹9.60 (median value). With the current market price of ₹10.94, this represents a -12.2% variance from our estimated fair value.
The valuation range spans from ₹3.28 to ₹9.60, indicating ₹3.28 - ₹9.60.
Is RLFL undervalued or overvalued?
Based on our multi-method analysis, Ramchandra Leasing & Finance (RLFL) appears to be trading above median value by approximately 12.2%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Debt to Equity Ratio | 1.00 | Industry Standard: <0.5 | Below 1.0 | Indicates financial leverage level |
| Operating Margin | 33.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.17x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Ramchandra Leasing & Finance
Additional stock information and data for RLFL
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |