Ramchandra Leasing & Finance Intrinsic Value

RLFL • Financial Services
Current Stock Price
₹9.80
Primary Intrinsic Value
₹9.60
Market Cap
₹4.9 Cr
-2.0% Downside
Median Value
₹9.60
Value Range
₹6 - ₹10
Assessment
Trading Near Calculated Value
Safety Margin
-2.1%

RLFL Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
Book Value Method asset ₹9.60 ₹8.64 - ₹10.56 -2.0% Book Value/Share: ₹12.00, P/B: 0.8x
Revenue Multiple Method revenue ₹6.00 ₹5.40 - ₹6.60 -38.8% Revenue/Share: ₹6.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹10.00 ₹9.00 - ₹11.00 +2.0% EBITDA: ₹1.00Cr, EV/EBITDA: 5x
Method Types: Earnings Asset DCF Growth Dividend Conservative

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Valuation Comparison Chart

RLFL Intrinsic Value Analysis

What is the intrinsic value of RLFL?

Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of Ramchandra Leasing & Finance (RLFL) is ₹9.60 (median value). With the current market price of ₹9.80, this represents a -2.0% variance from our estimated fair value.

The valuation range spans from ₹6.00 to ₹10.00, indicating ₹6.00 - ₹10.00.

Is RLFL undervalued or overvalued?

Based on our multi-method analysis, Ramchandra Leasing & Finance (RLFL) appears to be trading near calculated value by approximately 2.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Operating Margin 38.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.50x Industry Standard: 1.0x+ Above 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2024 ₹1 Cr ₹1 Cr Positive Free Cash Flow 7/10
March 2023 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2022 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2021 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10