Ramchandra Leasing & Finance P/B Ratio
Ramchandra Leasing & Finance (RLFL) P/B ratio is 6.86 (High), book value per share ₹12.00 vs Financial Services average P/B of -11.33 — Very High - Significant premium, high growth expectations or speculative. Compare with RLFL fair price to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
RLFL P/B Ratio — Valuation Insights & Book Value Analysis
Ramchandra Leasing & Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 6.86 (High). View RLFL 52-week chart for the annual high/low range and current price position.
- Stock appears overvalued with PB of 6.86, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 2600.8% above historical average
- Trading at premium to sector average PB of -11.33
Ramchandra Leasing & Finance P/B Ratio Historical Trend
RLFL annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Ramchandra Leasing & Finance share price chart.
RLFL Historical P/B Ratio — Book Value Per Share & Year-End Price
Ramchandra Leasing & Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.75 | ₹12.0 | ₹8.98 | ₹6 | Low |
| 2024 | 0.29 | ₹12.0 | ₹3.45 | ₹6 | Low |
| 2023 | 0.07 | ₹12.0 | ₹0.89 | ₹6 | Low |
| 2022 | 0.1 | ₹12.0 | ₹1.16 | ₹6 | Low |
| 2021 | 0.06 | ₹10.0 | ₹0.62 | ₹5 | Low |
RLFL vs Financial Services Peers — P/B Ratio Comparison
Ramchandra Leasing & Finance P/B 6.86 vs Financial Services average -11.33, median -0.04 — range -372.31–0.11.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -372.31 | ₹794 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| CMX Holdings | CMXLTD | -4.83 | ₹30 | Low |
| Gujarat Lease Financing | GLFL | -4.65 | ₹19 | Low |
| Roselabs Finance | ROSELABS | -4.51 | ₹23 | Low |
| Classic Leasing & Finance | CLFL | -4.49 | ₹16 | Low |
| Manipal Finance | MNPLFIN | -2.53 | ₹20 | Low |