PTC India Financial Services P/B Ratio

PFS • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.74
Low Valuation
Low - Trading below book value, may indicate undervaluation

Current Valuation Metrics

P/B Ratio 0.74
Current Price ₹34.31
Book Value/Share ₹42.90
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹2,754 Cr
Share Capital ₹642 Cr
Reserves & Surplus ₹2,112 Cr
Outstanding Shares 642,000,000
Book Value per Share ₹42.90

Valuation Signal

Signal Undervalued
Historical Avg 0.8
Historical Range 0.46 - 1.1
Percentile 40.0%

Sector Context

Sector Average -12.05
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for PTC India Financial Services

  • Stock appears undervalued with PB of 0.74, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Trading at premium to sector average PB of -12.05

View the current stock price of PTC India Financial Services for more insights.

P/B Ratio Historical Trend for PTC India Financial Services

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.78 ₹42.9 ₹33.50 ₹2,754 Low
2024 1.09 ₹39.55 ₹42.93 ₹2,539 Moderate
2023 1.1 ₹38.05 ₹42.00 ₹2,443 Moderate
2022 0.46 ₹35.26 ₹16.05 ₹2,264 Low
2021 0.59 ₹33.02 ₹19.60 ₹2,120 Low

Sector P/B Ratio Comparison

Comparing PTC India Financial Services with other companies in Financial Services sector
Sector Average
-12.05
Sector Median
0.0
Lowest P/B
-402.41
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -402.41 ₹857 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low