Poonawalla Fincorp P/B Ratio

Current P/B Ratio
2.71
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Poonawalla Fincorp (POONAWALLA) P/B ratio is 2.71 (Moderate), book value per share ₹527.42 vs Financial Services average P/B of -3.85 — High - Premium to book value, growth expectations or asset-light model. View POONAWALLA yearly price range for the annual high/low range and current price position.

Current Valuation Metrics

P/B Ratio 2.71
Current Price ₹394.50
Book Value/Share ₹527.42
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹8,175 Cr
Share Capital ₹155 Cr
Reserves & Surplus ₹8,020 Cr
Outstanding Shares 155,000,000
Book Value per Share ₹527.42

Valuation Signal

Signal Overvalued
Historical Avg 0.76
Historical Range 0.54 - 0.98
Percentile 100.0%

Sector Context

Sector Average -3.85
Sector Median -0.03
Sector Rank #11 of 50
Sector Percentile 22.0%

POONAWALLA P/B Ratio — Valuation Insights & Book Value Analysis

Poonawalla Fincorp price-to-book ratio interpretation, valuation status and historical context — current P/B 2.71 (Moderate). For live price, earnings yield and the full fundamental profile, see Poonawalla Fincorp share price screener.

  • Current PB is 255.6% above historical average
  • Trading at premium to sector average PB of -3.85

Poonawalla Fincorp P/B Ratio Historical Trend

POONAWALLA annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with POONAWALLA fair value to assess whether the stock is under or overvalued.

POONAWALLA Historical P/B Ratio — Book Value Per Share & Year-End Price

Poonawalla Fincorp annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.92 ₹527.42 ₹482.95 ₹8,175 Low
2024 0.59 ₹530.32 ₹314.35 ₹8,167 Low
2023 0.98 ₹446.3 ₹435.55 ₹6,873 Low
2022 0.78 ₹395.95 ₹308.30 ₹6,058 Low
2021 0.54 ₹406.3 ₹219.25 ₹2,194 Low

POONAWALLA vs Financial Services Peers — P/B Ratio Comparison

Poonawalla Fincorp P/B 2.71 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.

Sector Average
-3.85
Sector Median
-0.03
Lowest P/B
-91.12
Highest P/B
0.15
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -29.76 ₹21 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Gujarat Lease Financing GLFL -4.71 ₹17 Low
CMX Holdings CMXLTD -4.6 ₹26 Low
Classic Leasing & Finance CLFL -4.13 ₹15 Low
Roselabs Finance ROSELABS -4.07 ₹21 Low
Manipal Finance MNPLFIN -2.49 ₹19 Low
Reliance Home Finance RHFL -2.36 ₹131 Low