Poonawalla Fincorp P/B Ratio

Current P/B Ratio
3.27
High Valuation
High - Premium to book value, growth expectations or asset-light model

Poonawalla Fincorp (POONAWALLA) P/B ratio is 3.27 (High), book value per share ₹638.77 vs Financial Services average P/B of -3.68 — High - Premium to book value, growth expectations or asset-light model. Review Poonawalla Fincorp price earnings to evaluate earnings-based valuation against sector peers.

Current Valuation Metrics

P/B Ratio 3.27
Current Price ₹459.70
Book Value/Share ₹638.77
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹10,348 Cr
Share Capital ₹162 Cr
Reserves & Surplus ₹10,187 Cr
Outstanding Shares 162,000,000
Book Value per Share ₹638.77

Valuation Signal

Signal Overvalued
Historical Avg 0.8
Historical Range 0.59 - 0.98
Percentile 100.0%

Sector Context

Sector Average -3.68
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

POONAWALLA P/B Ratio — Valuation Insights & Book Value Analysis

Poonawalla Fincorp price-to-book ratio interpretation, valuation status and historical context — current P/B 3.27 (High). View POONAWALLA yearly price range for the annual high/low range and current price position.

  • Stock appears overvalued with PB of 3.27, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 309.8% above historical average
  • Trading at premium to sector average PB of -3.68

Poonawalla Fincorp P/B Ratio Historical Trend

POONAWALLA annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Poonawalla Fincorp share price screener.

POONAWALLA Historical P/B Ratio — Book Value Per Share & Year-End Price

Poonawalla Fincorp annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.72 ₹638.77 ₹459.70 ₹10,348 Low
2025 0.92 ₹527.42 ₹482.95 ₹8,175 Low
2024 0.59 ₹530.32 ₹314.35 ₹8,167 Low
2023 0.98 ₹446.3 ₹435.55 ₹6,873 Low
2022 0.78 ₹395.95 ₹308.30 ₹6,058 Low

POONAWALLA vs Financial Services Peers — P/B Ratio Comparison

Poonawalla Fincorp P/B 3.27 vs Financial Services average -3.68, median -0.02 — range -91.12–0.12.

Sector Average
-3.68
Sector Median
-0.02
Lowest P/B
-91.12
Highest P/B
0.12
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -26.33 ₹20 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -4.32 ₹22 Low
CMX Holdings CMXLTD -4.16 ₹26 Low
Gujarat Lease Financing GLFL -3.47 ₹14 Low
GACM Technologies DVR GATECHDVR -3.06 ₹8 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Manipal Finance MNPLFIN -1.91 ₹14 Low