Poonawalla Fincorp Complete Financial Statements
12 Years of Data
2026 - 2015
In FY2026, Poonawalla Fincorp (POONAWALLA) reported revenue ₹2,120 Cr, net profit ₹255 Cr and EPS ₹3.15, with a net profit margin of 12.0% and ROE of 3.1%. Full financial statements from FY2015 to FY2026 (12 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. Explore POONAWALLA investment value to estimate fundamental worth using multiple valuation models.
Complete Financial Data Export
Profitability Ratios
Net Profit Margin
12.03%
2026 data
EBITDA Margin
57.12%
2026 data
Operating Margin
57.00%
2026 data
Return on Assets
0.73%
2026 data
Return on Equity
3.12%
2026 data
Balance Sheet Ratios
Current Ratio
0.03
2026 data
Equity Ratio
23.34%
2026 data
Asset Turnover
0.06
2026 data
POONAWALLA Revenue, Net Profit & EBITDA — Year-on-Year Growth
POONAWALLA YoY (Mar 2025 vs Mar 2026) — revenue +80.7%, net profit +311.3%, EBITDA +117.0%, expenses +48.0%. For live price, earnings ratios and company overview, see POONAWALLA share price.
Revenue Growth
+80.7%
Year-over-Year
Net Profit Growth
+311.3%
Year-over-Year
EBITDA Growth
+117.0%
Year-over-Year
Expense Growth
+48.0%
Year-over-Year
Assets Growth
+45.4%
Year-over-Year
Equity Growth
+0.1%
Year-over-Year
Operating Cash Flow Growth
-39.9%
Year-over-Year
Investing Cash Flow Growth
-117.7%
Year-over-Year
Financing Cash Flow Growth
+149.8%
Year-over-Year
POONAWALLA Income Statement — Revenue, EBITDA & Net Profit
Poonawalla Fincorp revenue ₹2,120 Cr, EBITDA ₹1,211 Cr, net profit ₹255 Cr, EPS ₹3.15 (2026) — net profit margin 12.0%. Review POONAWALLA P/E ratio to evaluate earnings-based valuation against sector peers.
Periods
₹ Crores
| Particulars | Mar 2026 | Sept 2025 | Mar 2025 | Jun 2025 | Dec 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Mar 2018 | Jun 2018 | Dec 2018 | Sept 2017 | Mar 2017 | Jun 2017 | Dec 2017 | Sept 2016 | Mar 2016 | Jun 2016 | Dec 2016 | Sept 2015 | Mar 2015 | Jun 2015 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,120 | 1,543 | 1,173 | 1,314 | 1,819 | 997 | 922 | 996 | 1,057 | 1,567 | 599 | 733 | 774 | 514 | 428 | 468 | 551 | 515 | 587 | 488 | 516 | 606 | 618 | 573 | 596 | 675 | 631 | 652 | 630 | 638 | 590 | 616 | 634 | 611 | 576 | 600 | 580 | 615 | 640 | 618 | 594 | 625 | 632 | 617 | 630 |
| Expenses | 910 | 784 | 615 | 662 | 856 | 1,260 | 241 | 272 | 632 | 207 | 152 | 194 | 178 | 149 | 158 | 164 | 143 | 199 | 1,187 | 195 | 190 | 257 | 292 | 216 | 296 | 273 | 197 | 289 | 271 | 248 | 186 | 240 | 218 | 221 | 456 | 283 | 233 | 238 | 234 | 233 | 252 | 242 | 231 | 243 | 251 |
| EBITDA | 1,211 | 759 | 558 | 652 | 963 | -263 | 681 | 724 | 426 | 1,361 | 447 | 539 | 596 | 365 | 271 | 304 | 407 | 317 | -599 | 292 | 326 | 349 | 326 | 357 | 301 | 402 | 434 | 363 | 359 | 389 | 404 | 376 | 416 | 390 | 120 | 317 | 347 | 377 | 407 | 385 | 342 | 383 | 401 | 374 | 379 |
| Operating Profit Margin % | 57.00% | 49.00% | 47.00% | 50.00% | 53.00% | -27.00% | 74.00% | 72.00% | 40.00% | 72.00% | 74.00% | 72.00% | 77.00% | 67.00% | 59.00% | 60.00% | 71.00% | 61.00% | -107.00% | 59.00% | 63.00% | 57.00% | 52.00% | 62.00% | 50.00% | 59.00% | 68.00% | 54.00% | 56.00% | 60.00% | 68.00% | 59.00% | 65.00% | 63.00% | 19.00% | 52.00% | 60.00% | 60.00% | 63.00% | 62.00% | 57.00% | 61.00% | 63.00% | 60.00% | 60.00% |
| Depreciation | 26 | 23 | 20 | 22 | 24 | 16 | 14 | 15 | 15 | 15 | 19 | 16 | 15 | 14 | 14 | 12 | 16 | 14 | 14 | 12 | 14 | 14 | 18 | 15 | 14 | 20 | 14 | 18 | 20 | 12 | 13 | 12 | 12 | 12 | 12 | 13 | 12 | 12 | 9 | 11 | 14 | 10 | 12 | 10 | 11 |
| Interest | 844 | 638 | 458 | 546 | 739 | 352 | 281 | 320 | 385 | 216 | 173 | 230 | 224 | 144 | 110 | 119 | 159 | 177 | 251 | 200 | 181 | 285 | 313 | 295 | 270 | 342 | 295 | 329 | 310 | 273 | 267 | 267 | 287 | 284 | 258 | 292 | 276 | 290 | 298 | 306 | 272 | 296 | 314 | 305 | 294 |
| Profit Before Tax | 341 | 99 | 80 | 83 | 200 | -631 | 386 | 390 | 25 | 1,130 | 254 | 293 | 357 | 207 | 147 | 173 | 232 | 127 | -864 | 81 | 131 | 50 | -4 | 47 | 17 | 41 | 125 | 16 | 30 | 104 | 125 | 97 | 117 | 94 | -152 | 12 | 60 | 77 | 102 | 65 | 56 | 73 | 70 | 57 | 74 |
| Tax | 86 | 25 | 18 | 21 | 50 | -159 | 54 | 98 | 7 | 270 | 56 | 67 | 92 | 44 | 28 | 32 | 50 | 31 | -216 | 17 | 34 | 12 | 31 | 9 | 4 | 11 | 40 | 5 | 7 | 27 | 45 | 29 | 43 | 21 | -30 | -27 | 15 | 26 | 36 | 18 | 20 | 24 | 16 | 11 | 22 |
| Net Profit | 255 | 74 | 62 | 63 | 150 | -471 | 332 | 292 | 19 | 860 | 199 | 226 | 265 | 163 | 119 | 141 | 182 | 96 | -648 | 65 | 97 | 38 | -36 | 38 | 13 | 30 | 85 | 11 | 22 | 77 | 80 | 68 | 74 | 73 | -122 | 39 | 45 | 51 | 66 | 48 | 37 | 49 | 54 | 47 | 52 |
| Earnings Per Share (₹) | 3.15 | 0.95 | 0.81 | 0.81 | 1.86 | -6.10 | 4.31 | 3.79 | 0.24 | 11.20 | 2.59 | 2.94 | 3.45 | 2.13 | 1.55 | 2.23 | 2.38 | 1.25 | -24.03 | 1.12 | 1.26 | 1.41 | -1.32 | 1.40 | 0.48 | 1.10 | 3.17 | 0.40 | 0.83 | 2.84 | 3.38 | 2.57 | 2.75 | 2.06 | -4.81 | 1.64 | 1.89 | 2.13 | 2.75 | 1.98 | 1.57 | 1.99 | 2.60 | 1.96 | 2.17 |
POONAWALLA Balance Sheet — Assets, Liabilities & Shareholders' Equity
POONAWALLA total assets ₹35,030 Cr, total equity ₹8,175 Cr, total liabilities ₹ Cr (2025) — ROE 3.1%.
Years
Annual Data
₹ Crores
| Particulars | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| Total Assets | 35,030 | 24,087 | 23,221 | 16,443 | 13,212 | 15,240 | 16,789 | 14,894 | 13,622 | 15,525 | 14,883 |
| Current Assets | 534 | 804 | 7,218 | 1,180 | 1,183 | 1,200 | 1,301 | 738 | 4,724 | 5,236 | 5,095 |
| Fixed Assets | 244 | 194 | 222 | 214 | 196 | 242 | 199 | 207 | 278 | 265 | 212 |
| Capital Work in Progress | 10 | 0 | 5 | 1 | 0 | 7 | 4 | 1 | 8 | 13 | 9 |
| Investments | 1,342 | 878 | 510 | 0 | 177 | 151 | 141 | 140 | 74 | 76 | 106 |
| Other Assets | 33,434 | 23,014 | 22,484 | 16,228 | 12,839 | 14,841 | 16,445 | 14,546 | 13,263 | 15,171 | 14,556 |
| LIABILITIES | |||||||||||
| Total Liabilities | |||||||||||
| Current Liabilities | 16,096 | 9,282 | 7,445 | 7,758 | 7,478 | 12,047 | 11,280 | 11,535 | 3,335 | 3,662 | 3,808 |
| Non-Current Liabilities | |||||||||||
| SHAREHOLDERS' EQUITY | |||||||||||
| Total Equity | 8,175 | 8,167 | 6,873 | 6,058 | 2,194 | 2,748 | 2,744 | 1,972 | 2,206 | 2,206 | 1,827 |
| Share Capital | 155 | 154 | 154 | 153 | 54 | 54 | 54 | 47 | 47 | 60 | 171 |
| Reserves & Surplus | 8,020 | 8,013 | 6,708 | 5,903 | 2,140 | 2,694 | 2,690 | 1,925 | 2,125 | 2,104 | 1,617 |
POONAWALLA Cash Flow Statement — Operating, Investing & Financing
Poonawalla Fincorp operating cash flow ₹-10,569 Cr, investing ₹-482 Cr, financing ₹10,821 Cr, net cash flow ₹-231 Cr (2025).
Periods
₹ Crores
| Particulars | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | -10,569 | -7,557 | -5,064 | -2,873 | 1,644 | 998 | -923 | 390 | 2,949 | 733 | -305 |
| Investing Activities | -482 | 2,725 | -283 | -33 | 81 | -281 | -98 | -36 | -186 | -254 | -36 |
| Financing Activities | 10,821 | 4,331 | 5,749 | 2,903 | -1,574 | -1,083 | 1,491 | -387 | -2,844 | -498 | 171 |
| Net Cash Flow | -231 | -501 | 402 | -3 | 152 | -365 | 469 | -33 | -81 | -20 | -169 |