Poonawalla Fincorp Intrinsic Value
POONAWALLA Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹138.72 | ₹110.98 - ₹166.46 | -70.0% | EPS: ₹3.80, Sector P/E: 12x |
| Book Value Method | asset | ₹421.94 | ₹379.75 - ₹464.13 | -8.7% | Book Value/Share: ₹527.42, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹398.19 | ₹358.37 - ₹438.01 | -13.9% | Revenue/Share: ₹398.19, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹758.52 | ₹682.67 - ₹834.37 | +64.0% | EBITDA: ₹3036.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹138.72 | ₹124.85 - ₹152.59 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹138.72 | ₹124.85 - ₹152.59 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹212.35 | ₹191.12 - ₹233.59 | -54.1% | EPS: ₹3.80, BVPS: ₹527.42 |
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Valuation Comparison Chart
POONAWALLA Intrinsic Value Analysis
What is the intrinsic value of POONAWALLA?
Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of Poonawalla Fincorp (POONAWALLA) is ₹212.35 (median value). With the current market price of ₹462.40, this represents a -54.1% variance from our estimated fair value.
The valuation range spans from ₹138.72 to ₹758.52, indicating ₹138.72 - ₹758.52.
Is POONAWALLA undervalued or overvalued?
Based on our multi-method analysis, Poonawalla Fincorp (POONAWALLA) appears to be trading above calculated value by approximately 54.1%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.03 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 4.29 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 3.6% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 49.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.18x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Poonawalla Fincorp
Additional stock information and data for POONAWALLA
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-10,569 Cr | ₹-10,810 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-7,557 Cr | ₹-7,557 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-5,237 Cr | ₹-5,292 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-2,873 Cr | ₹-2,890 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹1,644 Cr | ₹1,644 Cr | Positive Free Cash Flow | 8/10 |