PMC Fincorp P/B Ratio

PMCFIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.85
Low Valuation
Low - Trading below book value, may indicate undervaluation

Current Valuation Metrics

P/B Ratio 0.85
Current Price ₹1.98
Book Value/Share ₹23.80
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹169 Cr
Share Capital ₹71 Cr
Reserves & Surplus ₹87 Cr
Outstanding Shares 71,000,000
Book Value per Share ₹23.80

Valuation Signal

Signal Undervalued
Historical Avg 0.18
Historical Range 0.08 - 0.39
Percentile 100.0%

Sector Context

Sector Average -12.05
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for PMC Fincorp

  • Stock appears undervalued with PB of 0.85, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 372.2% above historical average
  • Trading at premium to sector average PB of -12.05

View the current stock price of PMC Fincorp for more insights.

P/B Ratio Historical Trend for PMC Fincorp

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.08 ₹23.8 ₹1.79 ₹169 Low
2024 0.16 ₹21.7 ₹3.39 ₹115 Low
2023 0.14 ₹19.43 ₹2.67 ₹103 Low
2022 0.13 ₹17.84 ₹2.31 ₹91 Low
2021 0.39 ₹14.12 ₹5.56 ₹72 Low

Sector P/B Ratio Comparison

Comparing PMC Fincorp with other companies in Financial Services sector
Sector Average
-12.05
Sector Median
0.0
Lowest P/B
-402.41
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -402.41 ₹857 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low