Optimus Finance Intrinsic Value
OPTIFIN Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹11.04 | ₹8.83 - ₹13.25 | -30.9% | EPS: ₹0.92, Sector P/E: 12x |
| Book Value Method | asset | ₹39.93 | ₹35.94 - ₹43.92 | +150.0% | Book Value/Share: ₹118.75, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹31.94 | ₹28.75 - ₹35.13 | +100.0% | Revenue/Share: ₹235.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹31.94 | ₹28.75 - ₹35.13 | +100.0% | EBITDA: ₹20.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹5.89 | ₹5.30 - ₹6.48 | -63.1% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹7.58 | ₹6.82 - ₹8.34 | -52.5% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹31.94 | ₹28.75 - ₹35.13 | +100.0% | ROE: 12.6%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹47.91 | ₹43.12 - ₹52.70 | +200.0% | EPS: ₹0.92, BVPS: ₹118.75 |
Want to compare with current market value? Check OPTIFIN share price latest .
Valuation Comparison Chart
OPTIFIN Intrinsic Value Analysis
What is the intrinsic value of OPTIFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Optimus Finance (OPTIFIN) is ₹31.94 (median value). With the current market price of ₹15.97, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹5.89 to ₹47.91, indicating ₹5.89 - ₹47.91.
Is OPTIFIN undervalued or overvalued?
Based on our multi-method analysis, Optimus Finance (OPTIFIN) appears to be trading below calculated value by approximately 100.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 19.67 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.56 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 12.6% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 8.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 1.27x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
Related Pages for Optimus Finance
Additional stock information and data for OPTIFIN
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-10 Cr | ₹-13 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-9 Cr | ₹-9 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹3 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |