Optimus Finance P/B Ratio

Optimus Finance (OPTIFIN) P/B ratio is 2.36 (Moderate), book value per share ₹118.75 vs Financial Services average P/B of -10.38 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see OPTIFIN share price.

Current P/B Ratio
2.36
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.36
Current Price ₹12.40
Book Value/Share ₹118.75
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹95 Cr
Share Capital ₹8 Cr
Reserves & Surplus ₹50 Cr
Outstanding Shares 8,000,000
Book Value per Share ₹118.75

Valuation Signal

Signal Fairly Valued
Historical Avg 0.15
Historical Range 0.07 - 0.31
Percentile 100.0%

Sector Context

Sector Average -10.38
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

OPTIFIN P/B Ratio — Valuation Insights & Book Value Analysis

Optimus Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 2.36 (Moderate). Check OPTIFIN enterprise value to track the company's total market size over time.

  • Current PB is 1473.3% above historical average
  • Trading at premium to sector average PB of -10.38

Optimus Finance P/B Ratio Historical Trend

OPTIFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Also explore OPTIFIN share price history to track price trends across different timeframes.

OPTIFIN Historical P/B Ratio — Book Value Per Share & Year-End Price

Optimus Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.14 ₹118.75 ₹16.85 ₹95 Low
2024 0.31 ₹78.75 ₹24.50 ₹63 Low
2023 0.14 ₹65.0 ₹8.90 ₹52 Low
2022 0.09 ₹61.67 ₹5.50 ₹37 Low
2021 0.07 ₹53.33 ₹3.75 ₹32 Low

OPTIFIN vs Financial Services Peers — P/B Ratio Comparison

Optimus Finance P/B 2.36 vs Financial Services average -10.38, median -0.02 — range -331.25–0.13.

Sector Average
-10.38
Sector Median
-0.02
Lowest P/B
-331.25
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -331.25 ₹720 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -31.18 ₹22 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -8.93 ₹9 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
CMX Holdings CMXLTD -5.3 ₹30 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.36 ₹131 Low