Muthoot Microfin P/B Ratio

MUTHOOTMF • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.17
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.17
Current Price ₹185.44
Book Value/Share ₹156.67
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹2,632 Cr
Share Capital ₹168 Cr
Reserves & Surplus ₹2,465 Cr
Outstanding Shares 168,000,000
Book Value per Share ₹156.67

Valuation Signal

Signal Fairly Valued
Historical Avg 1.44
Historical Range 1.04 - 2.16
Percentile 66.7%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Muthoot Microfin

  • Trading at premium to sector average PB of -12.08

View the current stock price of Muthoot Microfin for more insights.

P/B Ratio Historical Trend for Muthoot Microfin

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.13 ₹156.67 ₹176.64 ₹2,632 Moderate
2024 1.04 ₹167.9 ₹174.77 ₹2,804 Moderate
2023 2.16 ₹116.14 ₹251.15 ₹1,626 Moderate

Sector P/B Ratio Comparison

Comparing Muthoot Microfin with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low