Muthoot Finance P/B Ratio

MUTHOOTFIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
3.87
High Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 3.87
Current Price ₹3471.90
Book Value/Share ₹746.09
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹29,993 Cr
Share Capital ₹402 Cr
Reserves & Surplus ₹28,965 Cr
Outstanding Shares 402,000,000
Book Value per Share ₹746.09

Valuation Signal

Signal Overvalued
Historical Avg 3.43
Historical Range 2.23 - 5.11
Percentile 80.0%

Sector Context

Sector Average -11.01
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Muthoot Finance

  • Stock appears overvalued with PB of 3.87, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at premium to sector average PB of -11.01

View the current stock price of Muthoot Finance for more insights.

P/B Ratio Historical Trend for Muthoot Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 5.11 ₹746.09 ₹3811.70 ₹29,993 High
2024 3.33 ₹640.65 ₹2136.15 ₹25,754 High
2023 2.67 ₹552.44 ₹1476.30 ₹22,153 Moderate
2022 2.23 ₹477.26 ₹1063.05 ₹19,138 Moderate
2021 3.81 ₹393.02 ₹1495.65 ₹15,760 High

Sector P/B Ratio Comparison

Comparing Muthoot Finance with other companies in Financial Services sector
Sector Average
-11.01
Sector Median
-0.02
Lowest P/B
-357.02
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -357.02 ₹782 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -33.87 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -11.46 ₹12 Low
CMX Holdings CMXLTD -6.26 ₹35 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Kiduja India KIDUJA -2.05 ₹49 Low