Muthoot Finance Complete Financial Statements
12 Years of Data
2026 - 2015
In FY2026, Muthoot Finance (MUTHOOTFIN) reported revenue ₹9,291 Cr, net profit ₹3,398 Cr and EPS ₹83.43, with a net profit margin of 36.6% and ROE of 8.7%. Full financial statements from FY2015 to FY2026 (12 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. Review MUTHOOTFIN P/E ratio to evaluate earnings-based valuation against sector peers.
Complete Financial Data Export
Profitability Ratios
Net Profit Margin
36.57%
2026 data
EBITDA Margin
83.55%
2026 data
Operating Margin
84.00%
2026 data
Return on Assets
1.74%
2026 data
Return on Equity
8.68%
2026 data
Balance Sheet Ratios
Current Ratio
0.10
2026 data
Equity Ratio
19.99%
2026 data
Asset Turnover
0.05
2026 data
MUTHOOTFIN Revenue, Net Profit & EBITDA — Year-on-Year Growth
MUTHOOTFIN YoY (Mar 2025 vs Mar 2026) — revenue +65.1%, net profit +135.3%, EBITDA +90.4%, expenses -1.4%. For live price, earnings ratios and company overview, see Muthoot Finance share price screener.
Revenue Growth
+65.1%
Year-over-Year
Net Profit Growth
+135.3%
Year-over-Year
EBITDA Growth
+90.4%
Year-over-Year
Expense Growth
-1.4%
Year-over-Year
Assets Growth
+47.3%
Year-over-Year
Equity Growth
+30.5%
Year-over-Year
Operating Cash Flow Growth
-95.0%
Year-over-Year
Investing Cash Flow Growth
-2964.6%
Year-over-Year
Financing Cash Flow Growth
+154.4%
Year-over-Year
MUTHOOTFIN Income Statement — Revenue, EBITDA & Net Profit
Muthoot Finance revenue ₹9,291 Cr, EBITDA ₹7,763 Cr, net profit ₹3,398 Cr, EPS ₹83.43 (2026) — net profit margin 36.6%. Explore MUTHOOTFIN Benjamin Graham valuation to estimate fundamental worth using multiple valuation models.
Periods
₹ Crores
| Particulars | Mar 2026 | Sept 2025 | Mar 2025 | Jun 2025 | Dec 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Jun 2018 | Dec 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9,291 | 7,333 | 5,627 | 6,485 | 8,207 | 4,957 | 4,179 | 4,493 | 5,222 | 3,632 | 3,298 | 3,509 | 3,843 | 2,842 | 3,041 | 2,804 | 3,031 | 3,065 | 3,119 | 2,963 | 3,168 | 2,824 | 2,634 | 2,607 | 3,016 | 2,406 | 2,089 | 2,072 | 2,595 | 1,821 | 1,786 | 1,906 |
| Expenses | 1,528 | 1,480 | 1,549 | 1,441 | 1,426 | 1,324 | 1,121 | 1,226 | 1,405 | 805 | 829 | 847 | 872 | 596 | 636 | 624 | 715 | 620 | 662 | 553 | 692 | 536 | 624 | 469 | 600 | 511 | 540 | 464 | 616 | 412 | 412 | 390 |
| EBITDA | 7,763 | 5,853 | 4,078 | 5,044 | 6,782 | 3,634 | 3,058 | 3,266 | 3,817 | 2,827 | 2,469 | 2,662 | 2,971 | 2,246 | 2,405 | 2,180 | 2,315 | 2,445 | 2,457 | 2,411 | 2,476 | 2,288 | 2,009 | 2,138 | 2,417 | 1,895 | 1,549 | 1,608 | 1,979 | 1,409 | 1,373 | 1,515 |
| Operating Profit Margin % | 84.00% | 80.00% | 72.00% | 78.00% | 83.00% | 73.00% | 73.00% | 73.00% | 73.00% | 78.00% | 75.00% | 76.00% | 77.00% | 79.00% | 79.00% | 78.00% | 76.00% | 80.00% | 79.00% | 81.00% | 78.00% | 81.00% | 76.00% | 82.00% | 80.00% | 79.00% | 74.00% | 78.00% | 76.00% | 77.00% | 77.00% | 80.00% |
| Depreciation | 25 | 38 | 35 | 35 | 41 | 25 | 27 | 26 | 31 | 22 | 23 | 19 | 24 | 18 | 21 | 17 | 20 | 16 | 20 | 15 | 18 | 16 | 17 | 14 | 18 | 14 | 15 | 12 | 16 | 12 | 11 | 13 |
| Interest | 3,155 | 2,571 | 2,111 | 2,355 | 2,919 | 1,807 | 1,447 | 1,595 | 1,900 | 1,335 | 1,091 | 1,236 | 1,413 | 1,021 | 1,033 | 1,051 | 1,047 | 1,077 | 1,051 | 1,086 | 1,061 | 1,028 | 864 | 972 | 1,049 | 766 | 689 | 732 | 810 | 610 | 570 | 667 |
| Profit Before Tax | 4,584 | 3,244 | 1,932 | 2,654 | 3,823 | 1,802 | 1,585 | 1,646 | 1,886 | 1,470 | 1,355 | 1,407 | 1,534 | 1,207 | 1,352 | 1,112 | 1,249 | 1,352 | 1,385 | 1,310 | 1,397 | 1,244 | 1,128 | 1,152 | 1,351 | 1,116 | 845 | 864 | 1,153 | 787 | 793 | 835 |
| Tax | 1,187 | 833 | 488 | 680 | 999 | 481 | 403 | 450 | 495 | 375 | 346 | 362 | 389 | 305 | 346 | 287 | 315 | 349 | 361 | 331 | 353 | 314 | 292 | 294 | 344 | 208 | 297 | 300 | 292 | 272 | 275 | 313 |
| Net Profit | 3,398 | 2,412 | 1,444 | 1,974 | 2,824 | 1,321 | 1,182 | 1,196 | 1,392 | 1,095 | 1,009 | 1,045 | 1,145 | 902 | 1,006 | 825 | 934 | 1,003 | 1,024 | 979 | 1,044 | 931 | 836 | 858 | 1,007 | 909 | 549 | 563 | 861 | 515 | 518 | 522 |
| Earnings Per Share (₹) | 83.43 | 60.29 | 36.81 | 50.22 | 69.84 | 31.67 | 28.37 | 28.99 | 35.36 | 26.39 | 24.25 | 25.46 | 27.49 | 22.22 | 24.85 | 20.41 | 23.11 | 24.98 | 25.42 | 24.37 | 25.91 | 23.09 | 20.68 | 21.28 | 25.15 | 22.46 | 13.53 | 13.88 | 21.28 | 12.73 | 12.82 | 12.84 |
MUTHOOTFIN Balance Sheet — Assets, Liabilities & Shareholders' Equity
MUTHOOTFIN total assets ₹195,754 Cr, total equity ₹39,130 Cr, total liabilities ₹ Cr (2026) — ROE 8.7%.
Years
Annual Data
₹ Crores
| Particulars | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| Total Assets | 195,754 | 132,860 | 96,470 | 80,149 | 76,317 | 68,641 | 54,882 | 41,735 | 33,672 | 32,184 | 27,395 | 26,996 |
| Current Assets | 15,258 | 8,985 | 6,903 | 8,532 | 10,763 | 8,600 | 6,824 | 2,478 | 966 | 30,996 | 26,839 | 26,486 |
| Fixed Assets | 702 | 682 | 482 | 386 | 342 | 327 | 314 | 259 | 251 | 257 | 235 | 269 |
| Capital Work in Progress | 11 | 13 | 89 | 68 | 52 | 39 | 29 | 23 | 6 | 10 | 11 | 7 |
| Investments | 0 | 2,401 | 713 | 546 | 523 | 809 | 630 | 211 | 177 | 81 | 34 | 16 |
| Other Assets | 0 | 129,764 | 95,187 | 79,150 | 75,399 | 67,467 | 53,909 | 41,242 | 33,237 | 31,836 | 27,114 | 26,705 |
| LIABILITIES | ||||||||||||
| Total Liabilities | ||||||||||||
| Current Liabilities | 152,044 | 76,660 | 48,047 | 40,818 | 39,978 | 32,904 | 24,722 | 13,011 | 9,695 | 5,527 | 6,554 | 7,976 |
| Non-Current Liabilities | ||||||||||||
| SHAREHOLDERS' EQUITY | ||||||||||||
| Total Equity | 39,130 | 29,993 | 25,754 | 22,153 | 19,138 | 15,760 | 12,001 | 10,074 | 7,930 | 6,610 | 5,660 | 5,113 |
| Share Capital | 402 | 402 | 402 | 401 | 401 | 401 | 401 | 401 | 400 | 400 | 399 | 398 |
| Reserves & Surplus | 38,729 | 28,965 | 24,706 | 21,264 | 18,384 | 15,174 | 11,428 | 9,531 | 7,457 | 6,139 | 5,223 | 4,686 |
MUTHOOTFIN Cash Flow Statement — Operating, Investing & Financing
Muthoot Finance operating cash flow ₹-26,525 Cr, investing ₹-1,375 Cr, financing ₹30,042 Cr, net cash flow ₹2,142 Cr (2025).
Periods
₹ Crores
| Particulars | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | -26,525 | -13,606 | -2,804 | -1,596 | -7,814 | -4,970 | -4,824 | -1,432 | -2,186 | 108 | -479 |
| Investing Activities | -1,375 | 48 | 180 | 411 | 37 | -385 | -162 | -126 | -177 | -43 | 21 |
| Financing Activities | 30,042 | 11,809 | 395 | 3,446 | 9,712 | 9,193 | 6,351 | 824 | 3,027 | -1,102 | 249 |
| Net Cash Flow | 2,142 | -1,749 | -2,229 | 2,260 | 1,935 | 3,838 | 1,365 | -734 | 664 | -1,036 | -209 |