SG Finserv Intrinsic Value
SGFIN Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹216.00 | ₹172.80 - ₹259.20 | -48.6% | EPS: ₹18.00, Sector P/E: 12x |
| Book Value Method | asset | ₹145.00 | ₹130.50 - ₹159.50 | -65.5% | Book Value/Share: ₹181.25, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹126.00 | ₹113.40 - ₹138.60 | -70.0% | Revenue/Share: ₹43.21, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹168.00 | ₹151.20 - ₹184.80 | -60.0% | EBITDA: ₹211.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹288.00 | ₹259.20 - ₹316.80 | -31.4% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹154.80 | ₹139.32 - ₹170.28 | -63.1% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹210.00 | ₹189.00 - ₹231.00 | -50.0% | ROE: 9.9%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹270.94 | ₹243.85 - ₹298.03 | -35.5% | EPS: ₹18.00, BVPS: ₹181.25 |
Want to compare with current market value? Check SGFIN share price latest .
Valuation Comparison Chart
SGFIN Intrinsic Value Analysis
What is the intrinsic value of SGFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of SG Finserv (SGFIN) is ₹210.00 (median value). With the current market price of ₹420.00, this represents a -50.0% variance from our estimated fair value.
The valuation range spans from ₹126.00 to ₹288.00, indicating ₹126.00 - ₹288.00.
Is SGFIN undervalued or overvalued?
Based on our multi-method analysis, SG Finserv (SGFIN) appears to be trading above calculated value by approximately 50.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.06 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 2.38 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 9.9% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 86.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for SG Finserv
Additional stock information and data for SGFIN
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-489 Cr | ₹-518 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-629 Cr | ₹-631 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-941 Cr | ₹-941 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |