SG Finserv P/B Ratio

Current P/B Ratio
2.56
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

SG Finserv (SGFIN) P/B ratio is 2.56 (Moderate), book value per share ₹224.62 vs Financial Services average P/B of -3.85 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see SGFIN stock price BSE.

Current Valuation Metrics

P/B Ratio 2.56
Current Price ₹570.35
Book Value/Share ₹224.62
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹1,460 Cr
Share Capital ₹65 Cr
Reserves & Surplus ₹1,395 Cr
Outstanding Shares 65,000,000
Book Value per Share ₹224.62

Valuation Signal

Signal Overvalued
Historical Avg 6.24
Historical Range 2.28 - 20.1
Percentile 40.0%

Sector Context

Sector Average -3.85
Sector Median -0.03
Sector Rank #11 of 50
Sector Percentile 22.0%

SGFIN P/B Ratio — Valuation Insights & Book Value Analysis

SG Finserv price-to-book ratio interpretation, valuation status and historical context — current P/B 2.56 (Moderate). View SGFIN 52-week high low for the annual high/low range and current price position.

  • Current PB is 59.0% below historical average
  • Trading at premium to sector average PB of -3.85

SG Finserv P/B Ratio Historical Trend

SGFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with SGFIN fair value estimate to assess whether the stock is under or overvalued.

SGFIN Historical P/B Ratio — Book Value Per Share & Year-End Price

SG Finserv annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 2.54 ₹224.62 ₹570.35 ₹1,460 Moderate
2025 2.28 ₹181.25 ₹412.65 ₹1,015 Moderate
2024 2.79 ₹146.55 ₹408.30 ₹806 Moderate
2023 3.48 ₹139.76 ₹486.30 ₹573 High
2022 20.1 ₹18.0 ₹361.80 ₹9 High

SGFIN vs Financial Services Peers — P/B Ratio Comparison

SG Finserv P/B 2.56 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.

Sector Average
-3.85
Sector Median
-0.03
Lowest P/B
-91.12
Highest P/B
0.15
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -29.76 ₹21 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Gujarat Lease Financing GLFL -4.71 ₹17 Low
CMX Holdings CMXLTD -4.6 ₹26 Low
Classic Leasing & Finance CLFL -4.13 ₹15 Low
Roselabs Finance ROSELABS -4.07 ₹21 Low
Manipal Finance MNPLFIN -2.49 ₹19 Low
Reliance Home Finance RHFL -2.36 ₹131 Low