Max Financial Services P/B Ratio

Current P/B Ratio
10.05
High Valuation
Very High - Significant premium, high growth expectations or speculative

Max Financial Services (MFSL) P/B ratio is 10.05 (High), book value per share ₹765.51 vs Insurance average P/B of 4.73 — Very High - Significant premium, high growth expectations or speculative. View MFSL 52-week performance for the annual high/low range and current price position.

Current Valuation Metrics

P/B Ratio 10.05
Current Price ₹1515.50
Book Value/Share ₹765.51
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹5,282 Cr
Share Capital ₹69 Cr
Reserves & Surplus ₹5,213 Cr
Outstanding Shares 69,000,000
Book Value per Share ₹765.51

Valuation Signal

Signal Overvalued
Historical Avg 1.65
Historical Range 1.04 - 1.98
Percentile 100.0%

Sector Context

Sector Average 4.73
Sector Median 4.77
Sector Rank #11 of 12
Sector Percentile 91.7%

MFSL P/B Ratio — Valuation Insights & Book Value Analysis

Max Financial Services price-to-book ratio interpretation, valuation status and historical context — current P/B 10.05 (High). Review MFSL PE ratio trends to evaluate earnings-based valuation against sector peers.

  • Stock appears overvalued with PB of 10.05, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 509.8% above historical average
  • Trading at premium to sector average PB of 4.73

Max Financial Services P/B Ratio Historical Trend

MFSL annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see Max Financial Services screener.

MFSL Historical P/B Ratio — Book Value Per Share & Year-End Price

Max Financial Services annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 1.98 ₹765.51 ₹1515.50 ₹5,282 Moderate
2025 1.8 ₹927.97 ₹1671.80 ₹6,403 Moderate
2024 1.76 ₹633.33 ₹1113.90 ₹4,370 Moderate
2023 1.66 ₹575.22 ₹954.30 ₹3,969 Moderate
2022 1.04 ₹650.0 ₹677.50 ₹4,485 Moderate

MFSL vs Insurance Peers — P/B Ratio Comparison

Max Financial Services P/B 10.05 vs Insurance average 4.73, median 4.77 — range 0.9–9.59.

Sector Average
4.73
Sector Median
4.77
Lowest P/B
0.9
Highest P/B
9.59
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
GIC of India GICRE 0.9 ₹63,465 Low
The New India Assurance … NIACL 1.18 ₹29,353 Moderate
LIC of India LICI 3.08 ₹543,570 High
Medi Assist Healthcare MEDIASSIST 3.18 ₹2,667 High
Star Health Insurance STARHEALTH 3.57 ₹34,638 High
Niva Bupa Health Insuran… NIVABUPA 4.2 ₹15,713 High
ICICI Lombard General In… ICICIGI 4.77 ₹81,066 High
ICICI Prudential Life In… ICICIPRULI 5.38 ₹72,608 High
Go Digit General Insuran… GODIGIT 5.66 ₹25,842 High
HDFC Life Insurance HDFCLIFE 6.27 ₹121,061 High