Max Financial Services Intrinsic Value
Max Financial Services (MFSL) median intrinsic value is ₹3118.00 from 3 valuation models (range ₹930–₹3898), vs current price ₹1559.00 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. See MFSL price to book ratio to compare market price against book value per share.
MFSL Valuation Methods Summary — DCF, Graham Number & P/E
Max Financial Services intrinsic value across 3 models vs current price ₹1559.00 — upside/downside and value range per method. Check Max Financial Services networth to track the company's total market size over time.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹930.43 | ₹837.39 - ₹1023.47 | -40.3% | Book Value/Share: ₹930.43, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹3118.00 | ₹2806.20 - ₹3429.80 | +100.0% | Revenue/Share: ₹6264.93, P/S: 0.8x |
| Simple DCF (5Y) | dcf | ₹3897.50 | ₹3118.00 - ₹4677.00 | +150.0% | CF Growth: 7.8%, Discount: 15% |
MFSL Intrinsic Value vs Market Price — All Valuation Models
Max Financial Services fair value range ₹930–₹3898 vs current market price ₹1559.00 across 3 valuation models. For current market price and key ratios, visit Max Financial Services share price chart.
MFSL Intrinsic Value Analysis — Undervalued or Overvalued?
Max Financial Services median intrinsic value ₹3118.00, current price ₹1559.00 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of MFSL?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of Max Financial Services (MFSL) is ₹3118.00 (median value). With the current market price of ₹1559.00, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹930.43 to ₹3897.50, indicating ₹930.43 - ₹3897.50.
Is MFSL undervalued or overvalued?
Based on our multi-method analysis, Max Financial Services (MFSL) appears to be trading below calculated value by approximately 100.0%.
MFSL Financial Health — Key Ratios vs Industry Benchmarks
Max Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 6.61 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | -2.0% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Asset Turnover Ratio | 0.22x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MFSL Cash Flow Quality — Operating & Free Cash Flow
Max Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹11,473 Cr | ₹5,911 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹8,352 Cr | ₹3,501 Cr | Positive Free Cash Flow | 7/10 |
| March 2024 | ₹6,104 Cr | ₹3,604 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹9,922 Cr | ₹4,145 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹8,496 Cr | ₹4,079 Cr | Positive Free Cash Flow | 7/10 |