Max Financial Services Intrinsic Value
Max Financial Services (MFSL) median intrinsic value is ₹3364.60 from 3 valuation models (range ₹766–₹4206), vs current price ₹1682.30 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. Also explore MFSL share price history to track price trends across different timeframes.
MFSL Valuation Methods Summary — DCF, Graham Number & P/E
Max Financial Services intrinsic value across 3 models vs current price ₹1682.30 — upside/downside and value range per method. Browse MFSL balance sheet details for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹765.51 | ₹688.96 - ₹842.06 | -54.5% | Book Value/Share: ₹765.51, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹3364.60 | ₹3028.14 - ₹3701.06 | +100.0% | Revenue/Share: ₹6264.93, P/S: 0.8x |
| Simple DCF (5Y) | dcf | ₹4205.75 | ₹3364.60 - ₹5046.90 | +150.0% | CF Growth: 4.9%, Discount: 15% |
MFSL Intrinsic Value vs Market Price — All Valuation Models
Max Financial Services fair value range ₹766–₹4206 vs current market price ₹1682.30 across 3 valuation models. For current market price and key ratios, visit Max Financial Services share price chart.
MFSL Intrinsic Value Analysis — Undervalued or Overvalued?
Max Financial Services median intrinsic value ₹3364.60, current price ₹1682.30 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of MFSL?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of Max Financial Services (MFSL) is ₹3364.60 (median value). With the current market price of ₹1682.30, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹765.51 to ₹4205.75, indicating ₹765.51 - ₹4205.75.
Is MFSL undervalued or overvalued?
Based on our multi-method analysis, Max Financial Services (MFSL) appears to be trading below calculated value by approximately 100.0%.
MFSL Financial Health — Key Ratios vs Industry Benchmarks
Max Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 66.96 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | -2.4% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Asset Turnover Ratio | 0.22x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MFSL Cash Flow Quality — Operating & Free Cash Flow
Max Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹8,352 Cr | ₹3,501 Cr | Positive Free Cash Flow | 7/10 |
| March 2024 | ₹6,104 Cr | ₹3,604 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹9,922 Cr | ₹4,145 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹8,496 Cr | ₹4,079 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹6,892 Cr | ₹3,466 Cr | Positive Free Cash Flow | 8/10 |