MAS Financial Services Intrinsic Value
MAS Financial Services (MASFIN) median intrinsic value is ₹187.54 from 9 valuation models (range ₹87–₹415), vs current price ₹288.95 — -35.1% downside (Trading Above Calculated Value), margin of safety -54.1%. For current market price and key ratios, visit MAS Financial Services stock price NSE.
MASFIN Valuation Methods Summary — DCF, Graham Number & P/E
MAS Financial Services intrinsic value across 9 models vs current price ₹288.95 — upside/downside and value range per method. Check MAS Financial Services marketcap in USD to track the company's total market size over time.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹273.12 | ₹218.50 - ₹327.74 | -5.5% | EPS: ₹22.76, Sector P/E: 12x |
| Book Value Method | asset | ₹134.19 | ₹120.77 - ₹147.61 | -53.6% | Book Value/Share: ₹167.73, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹120.44 | ₹108.40 - ₹132.48 | -58.3% | Revenue/Share: ₹120.44, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹415.47 | ₹373.92 - ₹457.02 | +43.8% | EBITDA: ₹1504.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹145.66 | ₹131.09 - ₹160.23 | -49.6% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹187.54 | ₹168.79 - ₹206.29 | -35.1% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹278.45 | ₹250.60 - ₹306.30 | -3.6% | ROE: 13.8%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹293.08 | ₹263.77 - ₹322.39 | +1.4% | EPS: ₹22.76, BVPS: ₹167.73 |
| Dividend Yield Method | dividend | ₹86.68 | ₹78.01 - ₹95.35 | -70.0% | DPS: ₹2.00, Target Yield: 4.0% |
MASFIN Intrinsic Value vs Market Price — All Valuation Models
MAS Financial Services fair value range ₹87–₹415 vs current market price ₹288.95 across 9 valuation models. See MASFIN P/B ratio to compare market price against book value per share.
MASFIN Intrinsic Value Analysis — Undervalued or Overvalued?
MAS Financial Services median intrinsic value ₹187.54, current price ₹288.95 — Trading Above Calculated Value by 35.1%, margin of safety -54.1%.
What is the intrinsic value of MASFIN?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of MAS Financial Services (MASFIN) is ₹187.54 (median value). With the current market price of ₹288.95, this represents a -35.1% variance from our estimated fair value.
The valuation range spans from ₹86.68 to ₹415.47, indicating ₹86.68 - ₹415.47.
Is MASFIN undervalued or overvalued?
Based on our multi-method analysis, MAS Financial Services (MASFIN) appears to be trading above calculated value by approximately 35.1%.
MASFIN Financial Health — Key Ratios vs Industry Benchmarks
MAS Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.14 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 13.8% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 69.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.16x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MASFIN Cash Flow Quality — Operating & Free Cash Flow
MAS Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-1,787 Cr | ₹-1,787 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-1,123 Cr | ₹-1,537 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1,366 Cr | ₹-1,366 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1,488 Cr | ₹-1,609 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-805 Cr | ₹-1,215 Cr | Negative Cash Flow | 3/10 |