MAS Financial Services Intrinsic Value
MAS Financial Services (MASFIN) median intrinsic value is ₹273.12 from 8 valuation models (range ₹120–₹415), vs current price ₹313.55 — -12.9% downside (Trading Above Median Value), margin of safety -14.8%. Read MAS Financial Services dividend payments for the complete payout history and dividend yield track record.
MASFIN Valuation Methods Summary — DCF, Graham Number & P/E
MAS Financial Services intrinsic value across 8 models vs current price ₹313.55 — upside/downside and value range per method. Analyse MAS Financial Services ownership structure to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹273.12 | ₹218.50 - ₹327.74 | -12.9% | EPS: ₹22.76, Sector P/E: 12x |
| Book Value Method | asset | ₹131.45 | ₹118.30 - ₹144.59 | -58.1% | Book Value/Share: ₹164.31, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹120.44 | ₹108.40 - ₹132.48 | -61.6% | Revenue/Share: ₹120.44, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹415.47 | ₹373.92 - ₹457.02 | +32.5% | EBITDA: ₹1504.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹145.66 | ₹131.09 - ₹160.23 | -53.5% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹187.54 | ₹168.79 - ₹206.29 | -40.2% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹278.45 | ₹250.60 - ₹306.30 | -11.2% | ROE: 14.1%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹290.07 | ₹261.06 - ₹319.08 | -7.5% | EPS: ₹22.76, BVPS: ₹164.31 |
MASFIN Intrinsic Value vs Market Price — All Valuation Models
MAS Financial Services fair value range ₹120–₹415 vs current market price ₹313.55 across 8 valuation models. For current market price and key ratios, visit MAS Financial Services stock price NSE.
MASFIN Intrinsic Value Analysis — Undervalued or Overvalued?
MAS Financial Services median intrinsic value ₹273.12, current price ₹313.55 — Trading Above Median Value by 12.9%, margin of safety -14.8%.
What is the intrinsic value of MASFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of MAS Financial Services (MASFIN) is ₹273.12 (median value). With the current market price of ₹313.55, this represents a -12.9% variance from our estimated fair value.
The valuation range spans from ₹120.44 to ₹415.47, indicating ₹120.44 - ₹415.47.
Is MASFIN undervalued or overvalued?
Based on our multi-method analysis, MAS Financial Services (MASFIN) appears to be trading above median value by approximately 12.9%.
MASFIN Financial Health — Key Ratios vs Industry Benchmarks
MAS Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.14 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 14.1% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 69.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.16x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MASFIN Cash Flow Quality — Operating & Free Cash Flow
MAS Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-1,134 Cr | ₹-1,548 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1,366 Cr | ₹-1,366 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1,488 Cr | ₹-1,609 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-805 Cr | ₹-1,215 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-578 Cr | ₹-678 Cr | Negative Cash Flow | 3/10 |