MAS Financial Services P/B Ratio

MASFIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.89
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.89
Current Price ₹295.60
Book Value/Share ₹146.46
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹2,651 Cr
Share Capital ₹181 Cr
Reserves & Surplus ₹2,427 Cr
Outstanding Shares 181,000,000
Book Value per Share ₹146.46

Valuation Signal

Signal Fairly Valued
Historical Avg 1.55
Historical Range 0.97 - 2.48
Percentile 60.0%

Sector Context

Sector Average -10.03
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for MAS Financial Services

  • Current PB is 21.6% above historical average
  • Trading at premium to sector average PB of -10.03

P/B Ratio Historical Trend for MAS Financial Services

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 2.21 ₹146.46 ₹323.60 ₹2,651 Moderate
2024 2.48 ₹110.91 ₹275.30 ₹1,819 Moderate
2023 1.03 ₹280.91 ₹289.90 ₹1,545 Moderate
2022 1.08 ₹249.64 ₹270.25 ₹1,373 Moderate
2021 0.97 ₹218.18 ₹210.60 ₹1,200 Low

Sector P/B Ratio Comparison

Comparing MAS Financial Services with other companies in Financial Services sector
Sector Average
-10.03
Sector Median
-0.02
Lowest P/B
-313.56
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -313.56 ₹685 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -31.18 ₹22 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -8.98 ₹9 Low
CMX Holdings CMXLTD -5.66 ₹32 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.36 ₹131 Low