Mangal Credit & Fincorp P/B Ratio

MANCREDIT • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.23
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.23
Current Price ₹167.69
Book Value/Share ₹53.68
Exchange NSE

Book Value Breakdown (2019)

Balance Sheet Components
Total Equity ₹102 Cr
Share Capital ₹19 Cr
Reserves & Surplus ₹74 Cr
Outstanding Shares 19,000,000
Book Value per Share ₹53.68

Valuation Signal

Signal Fairly Valued
Historical Avg 0.73
Historical Range 0.08 - 1.58
Percentile 100.0%

Sector Context

Sector Average -10.03
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Mangal Credit & Fincorp

  • Current PB is 207.2% above historical average
  • Trading at premium to sector average PB of -10.03

P/B Ratio Historical Trend for Mangal Credit & Fincorp

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2019 0.86 ₹53.68 ₹46.00 ₹102 Low
2018 1.02 ₹52.63 ₹53.56 ₹100 Moderate
2017 0.08 ₹49.38 ₹3.71 ₹79 Low
2016 1.58 ₹47.5 ₹75.00 ₹76 Moderate
2015 0.09 ₹470.0 ₹40.00 ₹47 Low

Sector P/B Ratio Comparison

Comparing Mangal Credit & Fincorp with other companies in Financial Services sector
Sector Average
-10.03
Sector Median
-0.02
Lowest P/B
-313.56
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -313.56 ₹685 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -31.18 ₹22 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -8.98 ₹9 Low
CMX Holdings CMXLTD -5.66 ₹32 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.36 ₹131 Low