Mangal Credit & Fincorp Intrinsic Value
Mangal Credit & Fincorp (MANCREDIT) median intrinsic value is ₹86.01 from 4 valuation models (range ₹43–₹86), vs current price ₹215.03 — -60.0% downside (Trading Above Calculated Value), margin of safety -100.0%. Read MANCREDIT dividend track record for the complete payout history and dividend yield track record.
MANCREDIT Valuation Methods Summary — DCF, Graham Number & P/E
Mangal Credit & Fincorp intrinsic value across 4 models vs current price ₹215.03 — upside/downside and value range per method. Analyse MANCREDIT FII DII holdings to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹43.01 | ₹38.71 - ₹47.31 | -80.0% | Book Value/Share: ₹53.68, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹64.51 | ₹58.06 - ₹70.96 | -70.0% | Revenue/Share: ₹14.74, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹86.01 | ₹77.41 - ₹94.61 | -60.0% | EBITDA: ₹8.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹86.01 | ₹68.81 - ₹103.21 | -60.0% | CF Growth: 5.0%, Discount: 15% |
MANCREDIT Intrinsic Value vs Market Price — All Valuation Models
Mangal Credit & Fincorp fair value range ₹43–₹86 vs current market price ₹215.03 across 4 valuation models. For current market price and key ratios, visit Mangal Credit & Fincorp share price chart.
MANCREDIT Intrinsic Value Analysis — Undervalued or Overvalued?
Mangal Credit & Fincorp median intrinsic value ₹86.01, current price ₹215.03 — Trading Above Calculated Value by 60.0%, margin of safety -100.0%.
What is the intrinsic value of MANCREDIT?
Based on our comprehensive analysis using 4 different valuation methods, the estimated intrinsic value of Mangal Credit & Fincorp (MANCREDIT) is ₹86.01 (median value). With the current market price of ₹215.03, this represents a -60.0% variance from our estimated fair value.
The valuation range spans from ₹43.01 to ₹86.01, indicating ₹43.01 - ₹86.01.
Is MANCREDIT undervalued or overvalued?
Based on our multi-method analysis, Mangal Credit & Fincorp (MANCREDIT) appears to be trading above calculated value by approximately 60.0%.
MANCREDIT Financial Health — Key Ratios vs Industry Benchmarks
Mangal Credit & Fincorp financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 3.91 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | -7.8% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 15.0% | Industry Standard: 20%+ | Above 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.14x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MANCREDIT Cash Flow Quality — Operating & Free Cash Flow
Mangal Credit & Fincorp operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2019 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2018 | ₹31 Cr | ₹16 Cr | Positive Free Cash Flow | 8/10 |
| March 2017 | ₹-7 Cr | ₹-13 Cr | Negative Cash Flow | 3/10 |
| March 2016 | ₹44 Cr | ₹29 Cr | Positive Free Cash Flow | 8/10 |
| March 2015 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |