Dhansafal Finserve Intrinsic Value
Dhansafal Finserve (DHANSAFAL) median intrinsic value is ₹4.82 from 7 valuation models (range ₹1–₹7), vs current price ₹2.41 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. Read Dhansafal Finserve dividend payments for the complete payout history and dividend yield track record.
DHANSAFAL Valuation Methods Summary — DCF, Graham Number & P/E
Dhansafal Finserve intrinsic value across 7 models vs current price ₹2.41 — upside/downside and value range per method. Compare with Dhansafal Finserve valuation methods to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹1.20 | ₹0.96 - ₹1.44 | -50.2% | EPS: ₹0.10, Sector P/E: 12x |
| Book Value Method | asset | ₹6.03 | ₹5.43 - ₹6.63 | +150.2% | Book Value/Share: ₹29.13, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹4.82 | ₹4.34 - ₹5.30 | +100.0% | Revenue/Share: ₹6.09, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹4.82 | ₹4.34 - ₹5.30 | +100.0% | EBITDA: ₹5.00Cr, EV/EBITDA: 6x |
| PEG Ratio Method | growth | ₹0.75 | ₹0.68 - ₹0.83 | -68.9% | EPS Growth: 9.3%, Fair P/E: 7.5x |
| Growth Adjusted P/E | growth | ₹0.86 | ₹0.77 - ₹0.95 | -64.3% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| Graham Defensive Method | conservative | ₹7.23 | ₹6.51 - ₹7.95 | +200.0% | EPS: ₹0.10, BVPS: ₹29.13 |
DHANSAFAL Intrinsic Value vs Market Price — All Valuation Models
Dhansafal Finserve fair value range ₹1–₹7 vs current market price ₹2.41 across 7 valuation models. For current market price and key ratios, visit DHANSAFAL share price screener.
DHANSAFAL Intrinsic Value Analysis — Undervalued or Overvalued?
Dhansafal Finserve median intrinsic value ₹4.82, current price ₹2.41 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of DHANSAFAL?
Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of Dhansafal Finserve (DHANSAFAL) is ₹4.82 (median value). With the current market price of ₹2.41, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹0.75 to ₹7.23, indicating ₹0.75 - ₹7.23.
Is DHANSAFAL undervalued or overvalued?
Based on our multi-method analysis, Dhansafal Finserve (DHANSAFAL) appears to be trading below calculated value by approximately 100.0%.
DHANSAFAL Financial Health — Key Ratios vs Industry Benchmarks
Dhansafal Finserve financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.23 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 1.5% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 35.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.15x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
DHANSAFAL Cash Flow Quality — Operating & Free Cash Flow
Dhansafal Finserve operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-35 Cr | ₹-36 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-3 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-7 Cr | ₹-7 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |