Dhansafal Finserve Intrinsic Value
Dhansafal Finserve (DHANSAFAL) median intrinsic value is ₹4.17 from 7 valuation models (range ₹1–₹6), vs current price ₹2.36 — +76.7% upside (Trading Below Calculated Value), margin of safety 43.4%. Analyse DHANSAFAL shareholding pattern to track promoter, FII and institutional holdings.
DHANSAFAL Valuation Methods Summary — DCF, Graham Number & P/E
Dhansafal Finserve intrinsic value across 7 models vs current price ₹2.36 — upside/downside and value range per method. For current market price and key ratios, visit DHANSAFAL share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹0.71 | ₹0.57 - ₹0.85 | -69.9% | EPS: ₹0.03, Sector P/E: 12x |
| Book Value Method | asset | ₹5.90 | ₹5.31 - ₹6.49 | +150.0% | Book Value/Share: ₹29.13, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹4.17 | ₹3.75 - ₹4.59 | +76.7% | Revenue/Share: ₹5.22, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹4.72 | ₹4.25 - ₹5.19 | +100.0% | EBITDA: ₹4.00Cr, EV/EBITDA: 6x |
| PEG Ratio Method | growth | ₹0.71 | ₹0.64 - ₹0.78 | -69.9% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹0.71 | ₹0.64 - ₹0.78 | -69.9% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| Graham Defensive Method | conservative | ₹4.43 | ₹3.99 - ₹4.87 | +87.7% | EPS: ₹0.03, BVPS: ₹29.13 |
DHANSAFAL Intrinsic Value vs Market Price — All Valuation Models
Dhansafal Finserve fair value range ₹1–₹6 vs current market price ₹2.36 across 7 valuation models. Read Dhansafal Finserve dividend payments for the complete payout history and dividend yield track record.
DHANSAFAL Intrinsic Value Analysis — Undervalued or Overvalued?
Dhansafal Finserve median intrinsic value ₹4.17, current price ₹2.36 — Trading Below Calculated Value by 76.7%, margin of safety 43.4%.
What is the intrinsic value of DHANSAFAL?
Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of Dhansafal Finserve (DHANSAFAL) is ₹4.17 (median value). With the current market price of ₹2.36, this represents a +76.7% variance from our estimated fair value.
The valuation range spans from ₹0.71 to ₹5.90, indicating ₹0.71 - ₹5.90.
Is DHANSAFAL undervalued or overvalued?
Based on our multi-method analysis, Dhansafal Finserve (DHANSAFAL) appears to be trading below calculated value by approximately 76.7%.
DHANSAFAL Financial Health — Key Ratios vs Industry Benchmarks
Dhansafal Finserve financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.23 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 1.5% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 29.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.13x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
DHANSAFAL Cash Flow Quality — Operating & Free Cash Flow
Dhansafal Finserve operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-35 Cr | ₹-36 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-3 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-7 Cr | ₹-7 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |