KJMC Financial Services Intrinsic Value

KJMCFIN • Financial Services
Current Stock Price
₹55.93
Primary Intrinsic Value
₹66.24
Market Cap
₹28.0 Cr
+18.4% Upside
Median Value
₹66.24
Value Range
₹17 - ₹168
Assessment
Trading Below Median Value
Safety Margin
15.6%

KJMCFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹66.24 ₹52.99 - ₹79.49 +18.4% EPS: ₹5.52, Sector P/E: 12x
Book Value Method asset ₹139.82 ₹125.84 - ₹153.80 +150.0% Book Value/Share: ₹346.00, P/B: 0.8x
Revenue Multiple Method revenue ₹16.78 ₹15.10 - ₹18.46 -70.0% Revenue/Share: ₹16.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹22.37 ₹20.13 - ₹24.61 -60.0% EBITDA: ₹4.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹81.50 ₹65.20 - ₹97.80 +45.7% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹35.33 ₹31.80 - ₹38.86 -36.8% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹45.48 ₹40.93 - ₹50.03 -18.7% Revenue Growth: 6.0%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹167.79 ₹151.01 - ₹184.57 +200.0% EPS: ₹5.52, BVPS: ₹346.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check KJMCFIN share price latest .

Valuation Comparison Chart

KJMCFIN Intrinsic Value Analysis

What is the intrinsic value of KJMCFIN?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of KJMC Financial Services (KJMCFIN) is ₹66.24 (median value). With the current market price of ₹55.93, this represents a +18.4% variance from our estimated fair value.

The valuation range spans from ₹16.78 to ₹167.79, indicating ₹16.78 - ₹167.79.

Is KJMCFIN undervalued or overvalued?

Based on our multi-method analysis, KJMC Financial Services (KJMCFIN) appears to be trading below median value by approximately 18.4%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.08 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.14 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 2.3% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 59.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.04x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2024 ₹3 Cr ₹2 Cr Positive Free Cash Flow 8/10
March 2023 ₹-4 Cr ₹-4 Cr Negative Cash Flow 3/10
March 2022 ₹-1 Cr ₹-1 Cr Negative Cash Flow 3/10
March 2021 ₹1 Cr ₹1 Cr Positive Free Cash Flow 8/10
March 2020 ₹-1 Cr ₹-1 Cr Negative Cash Flow 3/10