KJMC Financial Services Intrinsic Value

KJMCFIN • Financial Services
Current Stock Price
₹45.06
Primary Intrinsic Value
₹66.24
Market Cap
₹22.5 Cr
+47.0% Upside
Median Value
₹66.24
Value Range
₹16 - ₹135
Assessment
Trading Below Calculated Value
Safety Margin
32.0%

KJMCFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹66.24 ₹52.99 - ₹79.49 +47.0% EPS: ₹5.52, Sector P/E: 12x
Book Value Method asset ₹112.65 ₹101.39 - ₹123.92 +150.0% Book Value/Share: ₹346.00, P/B: 0.8x
Revenue Multiple Method revenue ₹16.00 ₹14.40 - ₹17.60 -64.5% Revenue/Share: ₹16.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹40.00 ₹36.00 - ₹44.00 -11.2% EBITDA: ₹4.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹81.50 ₹65.20 - ₹97.80 +80.9% CF Growth: 15.0%, Discount: 15%
PEG Ratio Method growth ₹35.33 ₹31.80 - ₹38.86 -21.6% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹45.48 ₹40.93 - ₹50.03 +0.9% Revenue Growth: 6.0%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹135.18 ₹121.66 - ₹148.70 +200.0% EPS: ₹5.52, BVPS: ₹346.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check KJMCFIN share price latest .

Valuation Comparison Chart

KJMCFIN Intrinsic Value Analysis

What is the intrinsic value of KJMCFIN?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of KJMC Financial Services (KJMCFIN) is ₹66.24 (median value). With the current market price of ₹45.06, this represents a +47.0% variance from our estimated fair value.

The valuation range spans from ₹16.00 to ₹135.18, indicating ₹16.00 - ₹135.18.

Is KJMCFIN undervalued or overvalued?

Based on our multi-method analysis, KJMC Financial Services (KJMCFIN) appears to be trading below calculated value by approximately 47.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.08 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 2.3% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 60.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.04x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2024 ₹3 Cr ₹2 Cr Positive Free Cash Flow 8/10
March 2023 ₹-4 Cr ₹-4 Cr Negative Cash Flow 3/10
March 2022 ₹-1 Cr ₹-1 Cr Negative Cash Flow 3/10
March 2021 ₹1 Cr ₹1 Cr Positive Free Cash Flow 8/10
March 2020 ₹-1 Cr ₹-1 Cr Negative Cash Flow 3/10