KIFS Financial Services P/B Ratio

KIFS • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.2
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.2
Current Price ₹126.70
Book Value/Share ₹51.82
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹57 Cr
Share Capital ₹11 Cr
Reserves & Surplus ₹46 Cr
Outstanding Shares 11,000,000
Book Value per Share ₹51.82

Valuation Signal

Signal Fairly Valued
Historical Avg 2.88
Historical Range 1.37 - 4.04
Percentile 20.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for KIFS Financial Services

  • Current PB is 23.7% below historical average
  • Trading at premium to sector average PB of -12.08

View the current stock price of KIFS Financial Services for more insights.

P/B Ratio Historical Trend for KIFS Financial Services

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 2.4 ₹51.82 ₹124.25 ₹57 Moderate
2024 3.36 ₹46.36 ₹155.60 ₹51 High
2023 4.04 ₹40.91 ₹165.25 ₹45 High
2022 3.24 ₹36.36 ₹118.00 ₹40 High
2021 1.37 ₹31.82 ₹43.50 ₹35 Moderate

Sector P/B Ratio Comparison

Comparing KIFS Financial Services with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low