Karnataka Bank Complete Financial Statements

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7 Years of Data
2025 - 2019

Complete Financial Data Export

Export complete financial statements for Karnataka Bank (KTKBANK). Downloads include all available records across all periods. For market performance, see the KTKBANK stock price today .

Profitability Ratios

Net Profit Margin 12.64% 2025 data
EBITDA Margin 16.65% 2025 data
Operating Margin 70.00% 2025 data
Return on Assets 0.26% 2025 data
Return on Equity 2.64% 2025 data

Balance Sheet Ratios

Current Ratio 0.16 2025 data
Debt to Equity 10.01 2025 data
Equity Ratio 9.99% 2025 data
Asset Turnover 0.02 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
+0.8%
Year-over-Year
Net Profit Growth
-5.1%
Year-over-Year
EBITDA Growth
-2.1%
Year-over-Year
Expense Growth
-3.3%
Year-over-Year
Assets Growth
+4.2%
Year-over-Year
Equity Growth
+11.4%
Year-over-Year
Liabilities Growth
+4.2%
Year-over-Year
Operating Cash Flow Growth
-69.2%
Year-over-Year
Investing Cash Flow Growth
-87.3%
Year-over-Year
Financing Cash Flow Growth
-74.0%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Mar 2021 Jun 2021 Dec 2021 Sept 2020 Mar 2020 Jun 2020 Dec 2020 Sept 2019 Jun 2019 Dec 2019
Revenue 2,523 2,687 2,620 2,504 2,620 2,557 2,542 2,276 2,365 2,283 2,439 2,031 1,836 1,762 2,055 1,829 1,736 1,730 1,762 1,880 2,046 2,135 1,879 1,902 1,794 1,994
Expenses 652 865 757 674 938 664 743 670 823 689 758 471 629 771 672 766 736 735 601 673 901 886 674 621 556 693
EBITDA 420 344 357 429 315 518 349 402 432 450 396 592 284 50 367 146 42 46 218 178 35 168 224 151 149 187
Operating Profit Margin % 70.00% 62.00% 67.00% 70.00% 57.00% 71.00% 67.00% 67.00% 58.00% 65.00% 64.00% 73.00% 60.00% 53.00% 64.00% 51.00% 48.00% 52.00% 62.00% 58.00% 45.00% 45.00% 58.00% 62.00% 65.00% 57.00%
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Interest 1,451 1,478 1,506 1,401 1,367 1,375 1,450 1,204 1,109 1,144 1,285 968 922 942 1,016 917 958 949 943 1,029 1,110 1,081 982 1,131 1,090 1,114
Profit Before Tax 420 344 357 429 315 518 349 402 432 450 396 592 284 50 367 146 42 46 218 178 35 168 224 151 149 187
Tax 101 92 64 93 41 118 66 72 79 79 65 180 154 -64 66 21 11 -60 71 59 8 -28 88 45 -27 64
Net Profit 319 253 293 336 274 400 284 330 354 371 331 412 130 114 301 125 31 106 146 119 27 196 135 106 175 123
Earnings Per Share (₹) 8.44 6.68 7.74 8.90 7.88 10.61 7.51 10.56 11.33 11.87 9.79 13.22 4.19 3.66 9.65 4.04 1.01 3.41 4.71 3.84 0.88 6.32 4.35 3.41 6.21 3.96

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020
ASSETS
Total Assets 120,961 116,083 99,057 91,583 85,581 83,314
Current Assets 18,481 18,884 14,468 11,573 10,989 7,537
Fixed Assets 976 915 846 805 838 826
Capital Work in Progress 14 13 29 13 0 0
Investments 24,535 24,300 23,325 22,040 21,635 17,545
Other Assets 95,435 90,855 74,857 68,725 63,108 64,942
LIABILITIES
Total Liabilities 120,961 116,083 99,057 91,583 85,581 83,314
Current Liabilities 118,832 113,235 97,143 89,795 84,062 81,821
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 12,085 10,848 8,212 7,094 6,642 5,970
Share Capital 378 377 312 311 311 311
Reserves & Surplus 11,707 10,470 7,900 6,783 6,331 5,660

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020
Operating Activities 210 681 1,830 -468 3,368 -90
Investing Activities -691 -369 -88 -56 -87 -56
Financing Activities 412 1,582 -20 -355 -885 -545
Net Cash Flow -69 1,894 1,723 -879 2,396 -690