Indbank Merchant Banking Intrinsic Value
Indbank Merchant Banking (INDBANK) median intrinsic value is ₹13.64 from 9 valuation models (range ₹10–₹27), vs current price ₹33.29 — -59.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit Indbank Merchant Banking share price today.
INDBANK Valuation Methods Summary — DCF, Graham Number & P/E
Indbank Merchant Banking intrinsic value across 9 models vs current price ₹33.29 — upside/downside and value range per method. Browse INDBANK cash flow statement for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹19.20 | ₹15.36 - ₹23.04 | -42.3% | EPS: ₹1.60, Sector P/E: 12x |
| Book Value Method | asset | ₹20.91 | ₹18.82 - ₹23.00 | -37.2% | Book Value/Share: ₹20.91, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹9.99 | ₹8.99 - ₹10.99 | -70.0% | Revenue/Share: ₹5.68, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹13.64 | ₹12.28 - ₹15.00 | -59.0% | EBITDA: ₹10.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹13.32 | ₹10.66 - ₹15.98 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹9.99 | ₹8.99 - ₹10.99 | -70.0% | EPS Growth: 0.5%, Fair P/E: 0.4x |
| Growth Adjusted P/E | growth | ₹13.18 | ₹11.86 - ₹14.50 | -60.4% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹16.64 | ₹14.98 - ₹18.30 | -50.0% | ROE: 7.6%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹27.44 | ₹24.70 - ₹30.18 | -17.6% | EPS: ₹1.60, BVPS: ₹20.91 |
INDBANK Intrinsic Value vs Market Price — All Valuation Models
Indbank Merchant Banking fair value range ₹10–₹27 vs current market price ₹33.29 across 9 valuation models. Compare with INDBANK fair value to assess whether the stock is under or overvalued.
INDBANK Intrinsic Value Analysis — Undervalued or Overvalued?
Indbank Merchant Banking median intrinsic value ₹13.64, current price ₹33.29 — Trading Above Calculated Value by 59.0%, margin of safety -100.0%.
What is the intrinsic value of INDBANK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Indbank Merchant Banking (INDBANK) is ₹13.64 (median value). With the current market price of ₹33.29, this represents a -59.0% variance from our estimated fair value.
The valuation range spans from ₹9.99 to ₹27.44, indicating ₹9.99 - ₹27.44.
Is INDBANK undervalued or overvalued?
Based on our multi-method analysis, Indbank Merchant Banking (INDBANK) appears to be trading above calculated value by approximately 59.0%.
INDBANK Financial Health — Key Ratios vs Industry Benchmarks
Indbank Merchant Banking financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 7.6% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 40.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.21x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
INDBANK Cash Flow Quality — Operating & Free Cash Flow
Indbank Merchant Banking operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-5 Cr | ₹-6 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹8 Cr | ₹4 Cr | Positive Free Cash Flow | 7/10 |