ICRA P/B Ratio

ICRA • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
5.59
High Valuation
Very High - Significant premium, high growth expectations or speculative

Current Valuation Metrics

P/B Ratio 5.59
Current Price ₹6248.50
Book Value/Share ₹1058.00
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹1,058 Cr
Share Capital ₹10 Cr
Reserves & Surplus ₹1,044 Cr
Outstanding Shares 10,000,000
Book Value per Share ₹1058.00

Valuation Signal

Signal Overvalued
Historical Avg 5.62
Historical Range 4.46 - 6.51
Percentile 40.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for ICRA

  • Stock appears overvalued with PB of 5.59, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at premium to sector average PB of -12.08

View the current stock price of ICRA for more insights.

P/B Ratio Historical Trend for ICRA

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 5.74 ₹1058.0 ₹6075.50 ₹1,058 High
2024 6.51 ₹981.0 ₹6385.95 ₹981 High
2023 5.99 ₹955.0 ₹5719.75 ₹955 High
2022 5.41 ₹848.0 ₹4585.90 ₹848 High
2021 4.46 ₹761.0 ₹3393.35 ₹761 High

Sector P/B Ratio Comparison

Comparing ICRA with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low