Gujarat Credit P/B Ratio
Gujarat Credit (GUJCRED) P/B ratio is 1.97 (Moderate), book value per share ₹14.44 vs Financial Services average P/B of -3.85 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see GUJCRED screener.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
GUJCRED P/B Ratio — Valuation Insights & Book Value Analysis
Gujarat Credit price-to-book ratio interpretation, valuation status and historical context — current P/B 1.97 (Moderate). Compare with GUJCRED DCF valuation to assess whether the stock is under or overvalued.
- Trading at premium to sector average PB of -3.85
Gujarat Credit P/B Ratio Historical Trend
GUJCRED annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View GUJCRED price range for the annual high/low range and current price position.
GUJCRED Historical P/B Ratio — Book Value Per Share & Year-End Price
Gujarat Credit annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.79 | ₹14.44 | ₹25.88 | ₹13 | Moderate |
| 2024 | 3.2 | ₹15.56 | ₹49.80 | ₹14 | High |
| 2023 | 1.42 | ₹15.56 | ₹22.15 | ₹14 | Moderate |
| 2022 | 1.56 | ₹15.56 | ₹24.20 | ₹14 | Moderate |
| 2021 | 1.03 | ₹12.0 | ₹12.34 | ₹12 | Moderate |
GUJCRED vs Financial Services Peers — P/B Ratio Comparison
Gujarat Credit P/B 1.97 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |