Gujarat Credit P/B Ratio
Gujarat Credit (GUJCRED) P/B ratio is 2.47 (Moderate), book value per share ₹14.44 vs Financial Services average P/B of -10.38 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see GUJCRED share price.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
GUJCRED P/B Ratio — Valuation Insights & Book Value Analysis
Gujarat Credit price-to-book ratio interpretation, valuation status and historical context — current P/B 2.47 (Moderate). Check Gujarat Credit market worth to track the company's total market size over time.
- Current PB is 37.2% above historical average
- Trading at premium to sector average PB of -10.38
Gujarat Credit P/B Ratio Historical Trend
GUJCRED annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Also explore GUJCRED price movement history to track price trends across different timeframes.
GUJCRED Historical P/B Ratio — Book Value Per Share & Year-End Price
Gujarat Credit annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.79 | ₹14.44 | ₹25.88 | ₹13 | Moderate |
| 2024 | 3.2 | ₹15.56 | ₹49.80 | ₹14 | High |
| 2023 | 1.42 | ₹15.56 | ₹22.15 | ₹14 | Moderate |
| 2022 | 1.56 | ₹15.56 | ₹24.20 | ₹14 | Moderate |
| 2021 | 1.03 | ₹12.0 | ₹12.34 | ₹12 | Moderate |
GUJCRED vs Financial Services Peers — P/B Ratio Comparison
Gujarat Credit P/B 2.47 vs Financial Services average -10.38, median -0.02 — range -331.25–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -331.25 | ₹720 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -31.18 | ₹22 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -8.93 | ₹9 | Low |
| Gujarat Lease Financing | GLFL | -5.51 | ₹17 | Low |
| CMX Holdings | CMXLTD | -5.3 | ₹30 | Low |
| Roselabs Finance | ROSELABS | -4.53 | ₹22 | Low |
| Classic Leasing & Finance | CLFL | -3.33 | ₹13 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |