Gujarat Credit P/B Ratio
Gujarat Credit (GUJCRED) P/B ratio is 0.63 (Low), book value per share ₹14.44 vs Financial Services average P/B of -3.59 — Low - Trading below book value, may indicate undervaluation. Read Gujarat Credit dividend policy for the complete payout history and dividend yield track record.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
GUJCRED P/B Ratio — Valuation Insights & Book Value Analysis
Gujarat Credit price-to-book ratio interpretation, valuation status and historical context — current P/B 0.63 (Low). Explore Gujarat Credit intrinsic worth to estimate fundamental worth using multiple valuation models.
- Stock appears undervalued with PB of 0.63, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 65.0% below historical average
- Trading at premium to sector average PB of -3.59
Gujarat Credit P/B Ratio Historical Trend
GUJCRED annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see GUJCRED screener.
GUJCRED Historical P/B Ratio — Book Value Per Share & Year-End Price
Gujarat Credit annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.79 | ₹14.44 | ₹25.88 | ₹13 | Moderate |
| 2024 | 3.2 | ₹15.56 | ₹49.80 | ₹14 | High |
| 2023 | 1.42 | ₹15.56 | ₹22.15 | ₹14 | Moderate |
| 2022 | 1.56 | ₹15.56 | ₹24.20 | ₹14 | Moderate |
| 2021 | 1.03 | ₹12.0 | ₹12.34 | ₹12 | Moderate |
GUJCRED vs Financial Services Peers — P/B Ratio Comparison
Gujarat Credit P/B 0.63 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.6 | ₹22 | Low |
| CMX Holdings | CMXLTD | -3.78 | ₹25 | Low |
| GACM Technologies DVR | GATECHDVR | -3.42 | ₹9 | Low |
| Gujarat Lease Financing | GLFL | -3.41 | ₹15 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -2.19 | ₹47 | Low |