Gujarat Credit Intrinsic Value
Gujarat Credit (GUJCRED) median intrinsic value is ₹11.56 from 1 valuation models (range ₹12–₹12), vs current price ₹26.02 — -55.6% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit GUJCRED company profile.
GUJCRED Valuation Methods Summary — DCF, Graham Number & P/E
Gujarat Credit intrinsic value across 1 models vs current price ₹26.02 — upside/downside and value range per method. Browse Gujarat Credit annual reports for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹11.56 | ₹10.40 - ₹12.72 | -55.6% | Book Value/Share: ₹14.44, P/B: 0.8x |
GUJCRED Intrinsic Value vs Market Price — All Valuation Models
Gujarat Credit fair value range ₹12–₹12 vs current market price ₹26.02 across 1 valuation models. Compare with GUJCRED stock valuation models to assess whether the stock is under or overvalued.
GUJCRED Intrinsic Value Analysis — Undervalued or Overvalued?
Gujarat Credit median intrinsic value ₹11.56, current price ₹26.02 — Trading Above Calculated Value by 55.6%, margin of safety -100.0%.
What is the intrinsic value of GUJCRED?
Based on our comprehensive analysis using 1 different valuation methods, the estimated intrinsic value of Gujarat Credit (GUJCRED) is ₹11.56 (median value). With the current market price of ₹26.02, this represents a -55.6% variance from our estimated fair value.
The valuation range spans from ₹11.56 to ₹11.56, indicating ₹11.56 - ₹11.56.
Is GUJCRED undervalued or overvalued?
Based on our multi-method analysis, Gujarat Credit (GUJCRED) appears to be trading above calculated value by approximately 55.6%.
GUJCRED Financial Health — Key Ratios vs Industry Benchmarks
Gujarat Credit financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Debt to Equity Ratio | 2.54 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
GUJCRED Cash Flow Quality — Operating & Free Cash Flow
Gujarat Credit operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹6 Cr | ₹6 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |