Gujarat Credit Intrinsic Value

GUJCRED • Financial Services
Current Stock Price
₹26.20
Primary Intrinsic Value
₹11.56
Market Cap
₹23.6 Cr
-55.9% Downside
Median Value
₹11.56
Value Range
₹12 - ₹12
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

GUJCRED Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
Book Value Method asset ₹11.56 ₹10.40 - ₹12.72 -55.9% Book Value/Share: ₹14.44, P/B: 0.8x
Method Types: Earnings Asset DCF Growth Dividend Conservative

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Valuation Comparison Chart

GUJCRED Intrinsic Value Analysis

What is the intrinsic value of GUJCRED?

Based on our comprehensive analysis using 1 different valuation methods, the estimated intrinsic value of Gujarat Credit (GUJCRED) is ₹11.56 (median value). With the current market price of ₹26.20, this represents a -55.9% variance from our estimated fair value.

The valuation range spans from ₹11.56 to ₹11.56, indicating ₹11.56 - ₹11.56.

Is GUJCRED undervalued or overvalued?

Based on our multi-method analysis, Gujarat Credit (GUJCRED) appears to be trading above calculated value by approximately 55.9%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Debt to Equity Ratio 2.54 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹6 Cr ₹6 Cr Positive Free Cash Flow 8/10
March 2024 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2023 ₹0 Cr ₹-1 Cr Negative Cash Flow 3/10
March 2022 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2021 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10