GSB Finance P/B Ratio

GSBFIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.41
Moderate Valuation
Moderate - Reasonably valued relative to book value

Current Valuation Metrics

P/B Ratio 1.41
Current Price ₹34.89
Book Value/Share ₹23.33
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹14 Cr
Share Capital ₹6 Cr
Reserves & Surplus ₹8 Cr
Outstanding Shares 6,000,000
Book Value per Share ₹23.33

Valuation Signal

Signal Fairly Valued
Historical Avg 1.04
Historical Range 0.51 - 2.09
Percentile 80.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for GSB Finance

  • Current PB is 35.3% above historical average
  • Trading at premium to sector average PB of -12.08

View the current stock price of GSB Finance for more insights.

P/B Ratio Historical Trend for GSB Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.39 ₹23.33 ₹32.50 ₹14 Moderate
2024 2.09 ₹23.33 ₹48.72 ₹14 Moderate
2023 0.68 ₹20.0 ₹13.55 ₹12 Low
2022 0.51 ₹20.0 ₹10.15 ₹12 Low
2021 0.54 ₹20.0 ₹10.75 ₹12 Low

Sector P/B Ratio Comparison

Comparing GSB Finance with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Trustwave Securities TRUSTWAVE -10.43 ₹11 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low