GSB Finance Intrinsic Value
GSB Finance (GSBFIN) median intrinsic value is ₹18.67 from 3 valuation models (range ₹10–₹86), vs current price ₹34.53 — -45.9% downside (Trading Above Calculated Value), margin of safety -84.9%. Also explore GSB Finance share price performance to track price trends across different timeframes.
GSBFIN Valuation Methods Summary — DCF, Graham Number & P/E
GSB Finance intrinsic value across 3 models vs current price ₹34.53 — upside/downside and value range per method. For current market price and key ratios, visit GSB Finance share price today.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹18.67 | ₹16.80 - ₹20.54 | -45.9% | Book Value/Share: ₹23.33, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹10.36 | ₹9.32 - ₹11.40 | -70.0% | Revenue/Share: ₹1.67, P/S: 1.0x |
| Simple DCF (5Y) | dcf | ₹86.33 | ₹69.06 - ₹103.60 | +150.0% | CF Growth: 15.0%, Discount: 15% |
GSBFIN Intrinsic Value vs Market Price — All Valuation Models
GSB Finance fair value range ₹10–₹86 vs current market price ₹34.53 across 3 valuation models. Browse GSBFIN income statement for revenue, profit, balance sheet and cash flow data.
GSBFIN Intrinsic Value Analysis — Undervalued or Overvalued?
GSB Finance median intrinsic value ₹18.67, current price ₹34.53 — Trading Above Calculated Value by 45.9%, margin of safety -84.9%.
What is the intrinsic value of GSBFIN?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of GSB Finance (GSBFIN) is ₹18.67 (median value). With the current market price of ₹34.53, this represents a -45.9% variance from our estimated fair value.
The valuation range spans from ₹10.36 to ₹86.33, indicating ₹10.36 - ₹86.33.
Is GSBFIN undervalued or overvalued?
Based on our multi-method analysis, GSB Finance (GSBFIN) appears to be trading above calculated value by approximately 45.9%.
GSBFIN Financial Health — Key Ratios vs Industry Benchmarks
GSB Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Operating Margin | -11.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.07x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GSBFIN Cash Flow Quality — Operating & Free Cash Flow
GSB Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-2 Cr | ₹-2 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹2 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |