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GIC Housing Finance Complete Financial Statements

6 Years of Data
2026 - 2021

In FY2026, GIC Housing Finance (GICHSGFIN) reported revenue ₹271 Cr, net profit ₹54 Cr and EPS ₹9.97, with a net profit margin of 19.9% and ROE of 2.6%. Full financial statements from FY2021 to FY2026 (6 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. For live price, earnings ratios and company overview, see GIC Housing Finance stock price NSE.

Complete Financial Data Export

Profitability Ratios

Net Profit Margin 19.93% 2026 data
EBITDA Margin 85.98% 2026 data
Operating Margin 86.00% 2026 data
Return on Assets 0.48% 2026 data
Return on Equity 2.56% 2026 data

Balance Sheet Ratios

Current Ratio 0.01 2026 data
Equity Ratio 18.64% 2026 data
Asset Turnover 0.02 2026 data

GICHSGFIN Revenue, Net Profit & EBITDA — Year-on-Year Growth

GICHSGFIN YoY (Mar 2025 vs Mar 2026) — revenue -0.7%, net profit +54.3%, EBITDA +1.3%, expenses -9.3%. Review GICHSGFIN P/E comparison to evaluate earnings-based valuation against sector peers.

Revenue Growth
-0.7%
Year-over-Year
Net Profit Growth
+54.3%
Year-over-Year
EBITDA Growth
+1.3%
Year-over-Year
Expense Growth
-9.3%
Year-over-Year
Assets Growth
+4.9%
Year-over-Year
Equity Growth
+7.2%
Year-over-Year
Operating Cash Flow Growth
-103.4%
Year-over-Year
Investing Cash Flow Growth
-235.9%
Year-over-Year
Financing Cash Flow Growth
+119.7%
Year-over-Year

GICHSGFIN Income Statement — Revenue, EBITDA & Net Profit

GIC Housing Finance revenue ₹271 Cr, EBITDA ₹233 Cr, net profit ₹54 Cr, EPS ₹9.97 (2026) — net profit margin 19.9%. Explore GICHSGFIN investment value to estimate fundamental worth using multiple valuation models.

Periods ₹ Crores
Particulars Mar 2026 Sept 2025 Mar 2025 Jun 2025 Dec 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Jun 2021 Dec 2021
Revenue 271 267 273 264 269 263 263 262 268 267 283 269 262 278 287 275 282 297 272 291
Expenses 39 35 43 110 42 37 10 53 31 47 28 42 41 30 48 53 16 61 88 20
EBITDA 233 231 230 153 227 225 253 210 236 221 255 226 221 248 239 222 266 236 185 271
Operating Profit Margin % 86.00% 87.00% 84.00% 58.00% 84.00% 86.00% 96.00% 80.00% 88.00% 82.00% 90.00% 84.00% 84.00% 89.00% 83.00% 81.00% 94.00% 79.00% 68.00% 93.00%
Depreciation 3 3 4 3 3 4 4 4 4 4 4 4 4 2 3 2 2 1 1 3
Interest 168 173 174 173 173 177 172 174 179 179 178 183 176 176 166 171 178 179 184 172
Profit Before Tax 63 61 56 -20 55 48 79 47 57 41 78 42 42 73 73 51 88 58 1 98
Tax 10 11 20 -28 11 11 26 8 7 10 25 10 7 17 24 12 23 13 -2 22
Net Profit 54 50 35 7 44 37 54 39 50 30 52 32 36 56 49 39 65 45 3 77
Earnings Per Share (₹) 9.97 9.29 6.54 1.38 8.11 6.78 9.97 7.24 9.23 5.61 9.72 5.91 6.62 10.46 9.10 7.27 12.15 8.40 0.52 14.21

GICHSGFIN Balance Sheet — Assets, Liabilities & Shareholders' Equity

GICHSGFIN total assets ₹11,299 Cr, total equity ₹2,106 Cr, total liabilities ₹ Cr (2026) — ROE 2.6%.

Years Annual Data ₹ Crores
Particulars 2026 2025 2024 2023 2022
ASSETS
Total Assets 11,299 10,775 10,471 10,920 11,929
Current Assets 53 198 189 216 533
Fixed Assets 85 27 44 52 21
Capital Work in Progress 0 11 10 9 29
Investments 0 254 168 229 14
Other Assets 0 10,483 10,248 10,630 11,865
LIABILITIES
Total Liabilities
Current Liabilities 9,128 8,013 8,188 8,820 9,822
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 2,106 1,965 1,829 1,699 1,511
Share Capital 54 54 54 54 54
Reserves & Surplus 2,053 1,911 1,775 1,645 1,457

GICHSGFIN Cash Flow Statement — Operating, Investing & Financing

GIC Housing Finance operating cash flow ₹-18 Cr, investing ₹-87 Cr, financing ₹122 Cr, net cash flow ₹18 Cr (2025).

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022
Operating Activities -18 522 1,043 1,286
Investing Activities -87 64 -213 -3
Financing Activities 122 -619 -1,238 -892
Net Cash Flow 18 -34 -408 391