GIC Housing Finance P/E Ratio

Current P/E Ratio
5.31
Low Valuation
Very Low - Potentially undervalued or facing challenges

GIC Housing Finance (GICHSGFIN) P/E ratio is 5.31 (Low), EPS (TTM) ₹28.75, current price ₹152.47 on NSE vs historical average P/E of 6.81 (25.0th percentile) — Very Low - Potentially undervalued or facing challenges. Read GIC Housing Finance dividend payments for the complete payout history and dividend yield track record.

Current Valuation Metrics

P/E Ratio 5.31
Current Price ₹152.47
EPS (TTM) ₹28.75
Exchange NSE

Valuation Signal

Signal Undervalued
Historical Avg 6.81
Historical Range 3.89 - 8.58
Percentile 25.0%

Sector Context

Sector Average 66.39
Sector Median 21.13
Sector Rank #11 of 392
Sector Percentile 2.8%

Earnings Breakdown (TTM)

TTM EPS ₹27.18
Mar 2026 ₹9.97
Sept 2025 ₹9.29

GICHSGFIN P/E Ratio — Valuation Signal & Historical Context

GIC Housing Finance P/E 5.31 vs historical average 6.81, range 3.89–8.58 — signal: Undervalued. See GICHSGFIN price book multiple to compare market price against book value per share.

  • Stock appears undervalued with PE of 5.31, suggesting potential buying opportunity
  • Current PE is 22.0% below historical average
  • Trading at discount to sector average PE of 66.39

GIC Housing Finance P/E Ratio Historical Trend

GICHSGFIN annual price-to-earnings ratio — 4 years, EPS and year-end price. Current P/E 5.31 vs historical average 6.81. For live price, revenue and the complete fundamental profile, see GICHSGFIN stock price BSE.

GICHSGFIN Historical P/E Ratio — EPS, Year-End Price & Valuation

GIC Housing Finance annual P/E ratio, EPS (₹), year-end price and valuation category on NSE.

Year P/E Ratio EPS (₹) Year-end Price (₹) Exchange Valuation
2025 8.09 25.32 ₹204.80 NSE Low
2024 6.67 33.22 ₹221.70 NSE Low
2023 8.58 27.86 ₹239.05 NSE Low
2022 3.89 38.98 ₹151.65 NSE Low

GICHSGFIN vs Financial Services Peers — P/E Ratio Comparison

GIC Housing Finance P/E 5.31 vs Financial Services average 66.39, median 21.13 — range 0.02–1468.0.

Sector Average
66.39
Sector Median
21.13
Lowest P/E
0.02
Highest P/E
1468.0
Companies
392
Company Symbol P/E Ratio Market Cap (₹ Cr) Valuation
SPV Global Trading SPVGLOBAL 0.02 ₹3 Low
Hindustan Housing ZHINDHSG 0.04 ₹0 Low
Speedage Commercials ZSPEEDCO 0.08 ₹1 Low
Sheraton Properties & Fi… ZSHERAPR 0.09 ₹1 Low
Sunrise Industrial Trader SUNRINV 0.13 ₹0 Low
Shikhar Leasing & Trading SHIKHARLETR 0.15 ₹0 Low
Winro Commercial WINROC 0.16 ₹31 Low
Ridhi Synthetics RIDHISYN 0.32 ₹1 Low
Alfred Herbert ALFREDHE 0.48 ₹216 Low
Paul Merchants PML 0.56 ₹153 Low