GIC Housing Finance Complete Financial Statements

GICHSGFIN • Review detailed financials to uncover trends, confirm thesis & journal trades
5 Years of Data
2025 - 2021

Complete Financial Data Export

Export complete financial statements for GIC Housing Finance (GICHSGFIN). Downloads include all available records across all periods. For market performance, see the GICHSGFIN stock price today .

Profitability Ratios

Net Profit Margin 18.73% 2025 data
EBITDA Margin 86.52% 2025 data
Operating Margin 87.00% 2025 data
Return on Assets 0.46% 2025 data
Return on Equity 2.54% 2025 data

Balance Sheet Ratios

Current Ratio 0.02 2025 data
Debt to Equity 5.48 2025 data
Equity Ratio 18.24% 2025 data
Asset Turnover 0.02 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
+1.5%
Year-over-Year
Net Profit Growth
+35.1%
Year-over-Year
EBITDA Growth
+2.7%
Year-over-Year
Expense Growth
-5.4%
Year-over-Year
Assets Growth
+2.9%
Year-over-Year
Equity Growth
+7.4%
Year-over-Year
Liabilities Growth
+2.9%
Year-over-Year
Operating Cash Flow Growth
-103.4%
Year-over-Year
Investing Cash Flow Growth
-235.9%
Year-over-Year
Financing Cash Flow Growth
+119.7%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Jun 2021 Dec 2021
Revenue 267 273 264 263 263 262 268 267 283 269 262 278 287 275 282 297 272 291
Expenses 35 43 110 37 10 53 31 47 28 42 41 30 48 53 16 61 88 20
EBITDA 231 230 153 225 253 210 236 221 255 226 221 248 239 222 266 236 185 271
Operating Profit Margin % 87.00% 84.00% 58.00% 86.00% 96.00% 80.00% 88.00% 82.00% 90.00% 84.00% 84.00% 89.00% 83.00% 81.00% 94.00% 79.00% 68.00% 93.00%
Depreciation 3 4 3 4 4 4 4 4 4 4 4 2 3 2 2 1 1 3
Interest 173 174 173 177 172 174 179 179 178 183 176 176 166 171 178 179 184 172
Profit Before Tax 61 56 -20 48 79 47 57 41 78 42 42 73 73 51 88 58 1 98
Tax 11 20 -28 11 26 8 7 10 25 10 7 17 24 12 23 13 -2 22
Net Profit 50 35 7 37 54 39 50 30 52 32 36 56 49 39 65 45 3 77
Earnings Per Share (₹) 9.29 6.54 1.38 6.78 9.97 7.24 9.23 5.61 9.72 5.91 6.62 10.46 9.10 7.27 12.15 8.40 0.52 14.21

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022
ASSETS
Total Assets 10,775 10,471 10,920 11,929
Current Assets 198 189 216 533
Fixed Assets 27 44 52 21
Capital Work in Progress 11 10 9 29
Investments 254 168 229 14
Other Assets 10,483 10,248 10,630 11,865
LIABILITIES
Total Liabilities 10,775 10,471 10,920 11,929
Current Liabilities 8,013 8,188 8,820 9,822
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 1,965 1,829 1,699 1,511
Share Capital 54 54 54 54
Reserves & Surplus 1,911 1,775 1,645 1,457

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022
Operating Activities -18 522 1,043 1,286
Investing Activities -87 64 -213 -3
Financing Activities 122 -619 -1,238 -892
Net Cash Flow 18 -34 -408 391