Finkurve Financial Services Intrinsic Value
FINKURVE Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹27.82 | ₹22.26 - ₹33.38 | -70.0% | EPS: ₹1.56, Sector P/E: 12x |
| Book Value Method | asset | ₹97.23 | ₹87.51 - ₹106.95 | +4.8% | Book Value/Share: ₹121.54, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹73.85 | ₹66.47 - ₹81.23 | -20.4% | Revenue/Share: ₹73.85, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹109.46 | ₹98.51 - ₹120.41 | +18.0% | EBITDA: ₹32.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹199.96 | ₹159.97 - ₹239.95 | +115.6% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹27.82 | ₹25.04 - ₹30.60 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹27.82 | ₹25.04 - ₹30.60 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹184.62 | ₹166.16 - ₹203.08 | +99.1% | ROE: 12.7%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹65.31 | ₹58.78 - ₹71.84 | -29.6% | EPS: ₹1.56, BVPS: ₹121.54 |
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Valuation Comparison Chart
FINKURVE Intrinsic Value Analysis
What is the intrinsic value of FINKURVE?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Finkurve Financial Services (FINKURVE) is ₹73.85 (median value). With the current market price of ₹92.75, this represents a -20.4% variance from our estimated fair value.
The valuation range spans from ₹27.82 to ₹199.96, indicating ₹27.82 - ₹199.96.
Is FINKURVE undervalued or overvalued?
Based on our multi-method analysis, Finkurve Financial Services (FINKURVE) appears to be trading above calculated value by approximately 20.4%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.40 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.18 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 12.7% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 35.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.52x | Industry Standard: 1.0x+ | Above 0.5x | Measures asset utilization efficiency |
Related Pages for Finkurve Financial Services
Additional stock information and data for FINKURVE
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2022 | ₹28 Cr | ₹28 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2020 | ₹-81 Cr | ₹-82 Cr | Negative Cash Flow | 3/10 |
| March 2019 | ₹30 Cr | ₹30 Cr | Positive Free Cash Flow | 8/10 |
| March 2018 | ₹-28 Cr | ₹-29 Cr | Negative Cash Flow | 3/10 |