Emerald Finance P/B Ratio

EMERALD • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.79
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.79
Current Price ₹78.41
Book Value/Share ₹24.57
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹86 Cr
Share Capital ₹35 Cr
Reserves & Surplus ₹50 Cr
Outstanding Shares 35,000,000
Book Value per Share ₹24.57

Valuation Signal

Signal Overvalued
Historical Avg 3.28
Historical Range 1.58 - 7.87
Percentile 60.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Emerald Finance

  • Trading at premium to sector average PB of -12.08

View the current stock price of Emerald Finance for more insights.

P/B Ratio Historical Trend for Emerald Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 3.24 ₹24.57 ₹79.50 ₹86 High
2024 7.87 ₹16.0 ₹125.90 ₹48 High
2023 1.58 ₹14.67 ₹23.19 ₹44 Moderate
2022 1.95 ₹13.1 ₹25.50 ₹38 Moderate
2021 1.78 ₹18.89 ₹33.63 ₹17 Moderate

Sector P/B Ratio Comparison

Comparing Emerald Finance with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low