TruCap Finance Intrinsic Value

TRU • Financial Services
Current Stock Price
₹7.78
Primary Intrinsic Value
₹19.45
Market Cap
₹17.9 Cr
+150.0% Upside
Median Value
₹19.45
Value Range
₹16 - ₹19
Assessment
Trading Below Calculated Value
Safety Margin
60.0%

TRU Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
Book Value Method asset ₹19.45 ₹17.50 - ₹21.39 +150.0% Book Value/Share: ₹70.43, P/B: 0.8x
Revenue Multiple Method revenue ₹15.56 ₹14.00 - ₹17.12 +100.0% Revenue/Share: ₹43.48, P/S: 1.0x
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check TRU share price latest .

Valuation Comparison Chart

TRU Intrinsic Value Analysis

What is the intrinsic value of TRU?

Based on our comprehensive analysis using 2 different valuation methods, the estimated intrinsic value of TruCap Finance (TRU) is ₹19.45 (median value). With the current market price of ₹7.78, this represents a +150.0% variance from our estimated fair value.

The valuation range spans from ₹15.56 to ₹19.45, indicating ₹15.56 - ₹19.45.

Is TRU undervalued or overvalued?

Based on our multi-method analysis, TruCap Finance (TRU) appears to be trading below calculated value by approximately 150.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.39 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 4.31 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity -81.5% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin -109.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 0.14x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹212 Cr ₹198 Cr Positive Free Cash Flow 8/10
March 2024 ₹-212 Cr ₹-212 Cr Negative Cash Flow 3/10
March 2023 ₹-151 Cr ₹-184 Cr Negative Cash Flow 3/10
March 2022 ₹-185 Cr ₹-222 Cr Negative Cash Flow 3/10
March 2021 ₹-80 Cr ₹-97 Cr Negative Cash Flow 3/10