DCB Bank Intrinsic Value
DCBBANK Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹266.40 | ₹213.12 - ₹319.68 | +53.6% | EPS: ₹22.20, Sector P/E: 12x |
| Book Value Method | asset | ₹144.99 | ₹130.49 - ₹159.49 | -16.4% | Book Value/Share: ₹181.24, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹258.03 | ₹232.23 - ₹283.83 | +48.8% | Revenue/Share: ₹258.03, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹150.00 | ₹135.00 - ₹165.00 | -13.5% | EBITDA: ₹942.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹143.40 | ₹114.72 - ₹172.08 | -17.3% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹355.20 | ₹319.68 - ₹390.72 | +104.8% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹190.92 | ₹171.83 - ₹210.01 | +10.1% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹268.66 | ₹241.79 - ₹295.53 | +54.9% | ROE: 12.4%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹300.88 | ₹270.79 - ₹330.97 | +73.5% | EPS: ₹22.20, BVPS: ₹181.24 |
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Valuation Comparison Chart
DCBBANK Intrinsic Value Analysis
What is the intrinsic value of DCBBANK?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of DCB Bank (DCBBANK) is ₹258.03 (median value). With the current market price of ₹173.42, this represents a +48.8% variance from our estimated fair value.
The valuation range spans from ₹143.40 to ₹355.20, indicating ₹143.40 - ₹355.20.
Is DCBBANK undervalued or overvalued?
Based on our multi-method analysis, DCB Bank (DCBBANK) appears to be trading below calculated value by approximately 48.8%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.06 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 12.4% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 69.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.11x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for DCB Bank
Additional stock information and data for DCBBANK
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-441 Cr | ₹-1,837 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹485 Cr | ₹-444 Cr | Positive Operating Cash Flow | 6/10 |
| March 2023 | ₹-1,566 Cr | ₹-1,649 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹1,606 Cr | ₹1,528 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹-1,502 Cr | ₹-1,542 Cr | Negative Cash Flow | 3/10 |