CSL Finance Intrinsic Value
CSLFINANCE Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹429.60 | ₹343.68 - ₹515.52 | +45.9% | EPS: ₹35.80, Sector P/E: 12x |
| Book Value Method | asset | ₹188.52 | ₹169.67 - ₹207.37 | -36.0% | Book Value/Share: ₹235.65, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹101.74 | ₹91.57 - ₹111.91 | -65.4% | Revenue/Share: ₹101.74, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹343.11 | ₹308.80 - ₹377.42 | +16.6% | EBITDA: ₹180.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹543.79 | ₹489.41 - ₹598.17 | +84.7% | EPS Growth: 19.0%, Fair P/E: 15.2x |
| Growth Adjusted P/E | growth | ₹307.88 | ₹277.09 - ₹338.67 | +4.6% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹499.13 | ₹449.22 - ₹549.04 | +69.6% | ROE: 15.1%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹435.68 | ₹392.11 - ₹479.25 | +48.0% | EPS: ₹35.80, BVPS: ₹235.65 |
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Valuation Comparison Chart
CSLFINANCE Intrinsic Value Analysis
What is the intrinsic value of CSLFINANCE?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of CSL Finance (CSLFINANCE) is ₹429.60 (median value). With the current market price of ₹294.35, this represents a +45.9% variance from our estimated fair value.
The valuation range spans from ₹101.74 to ₹543.79, indicating ₹101.74 - ₹543.79.
Is CSLFINANCE undervalued or overvalued?
Based on our multi-method analysis, CSL Finance (CSLFINANCE) appears to be trading below calculated value by approximately 45.9%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.14 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 2.30 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 15.1% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 77.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.19x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for CSL Finance
Additional stock information and data for CSLFINANCE
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-172 Cr | ₹-173 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-128 Cr | ₹-129 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-167 Cr | ₹-168 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-158 Cr | ₹-160 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹22 Cr | ₹22 Cr | Positive Free Cash Flow | 8/10 |