CSL Finance Intrinsic Value
CSLFINANCE Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹451.20 | ₹360.96 - ₹541.44 | +82.5% | EPS: ₹37.60, Sector P/E: 12x |
| Book Value Method | asset | ₹188.52 | ₹169.67 - ₹207.37 | -23.7% | Book Value/Share: ₹235.65, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹106.52 | ₹95.87 - ₹117.17 | -56.9% | Revenue/Share: ₹106.52, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹408.70 | ₹367.83 - ₹449.57 | +65.3% | EBITDA: ₹188.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹601.60 | ₹541.44 - ₹661.76 | +143.4% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹323.36 | ₹291.02 - ₹355.70 | +30.8% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹494.40 | ₹444.96 - ₹543.84 | +100.0% | ROE: 15.9%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹446.50 | ₹401.85 - ₹491.15 | +80.6% | EPS: ₹37.60, BVPS: ₹235.65 |
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Valuation Comparison Chart
CSLFINANCE Intrinsic Value Analysis
What is the intrinsic value of CSLFINANCE?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of CSL Finance (CSLFINANCE) is ₹446.50 (median value). With the current market price of ₹247.20, this represents a +80.6% variance from our estimated fair value.
The valuation range spans from ₹106.52 to ₹601.60, indicating ₹106.52 - ₹601.60.
Is CSLFINANCE undervalued or overvalued?
Based on our multi-method analysis, CSL Finance (CSLFINANCE) appears to be trading below calculated value by approximately 80.6%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.14 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 15.9% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 77.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.20x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for CSL Finance
Additional stock information and data for CSLFINANCE
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-172 Cr | ₹-173 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-128 Cr | ₹-129 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-167 Cr | ₹-168 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-158 Cr | ₹-160 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹22 Cr | ₹22 Cr | Positive Free Cash Flow | 8/10 |