CSL Finance P/B Ratio

Current P/B Ratio
0.9
Low Valuation
Low - Trading below book value, may indicate undervaluation

CSL Finance (CSLFINANCE) P/B ratio is 0.9 (Low), book value per share ₹235.65 vs Financial Services average P/B of -11.33 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see CSLFINANCE share price.

Current Valuation Metrics

P/B Ratio 0.9
Current Price ₹222.66
Book Value/Share ₹235.65
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹542 Cr
Share Capital ₹23 Cr
Reserves & Surplus ₹519 Cr
Outstanding Shares 23,000,000
Book Value per Share ₹235.65

Valuation Signal

Signal Undervalued
Historical Avg 1.41
Historical Range 0.32 - 2.51
Percentile 20.0%

Sector Context

Sector Average -11.33
Sector Median -0.04
Sector Rank #11 of 50
Sector Percentile 22.0%

CSLFINANCE P/B Ratio — Valuation Insights & Book Value Analysis

CSL Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 0.9 (Low). View CSLFINANCE annual price range for the annual high/low range and current price position.

  • Stock appears undervalued with PB of 0.9, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 36.2% below historical average
  • Trading at premium to sector average PB of -11.33

CSL Finance P/B Ratio Historical Trend

CSLFINANCE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with CSLFINANCE fundamental valuation to assess whether the stock is under or overvalued.

CSLFINANCE Historical P/B Ratio — Book Value Per Share & Year-End Price

CSL Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.28 ₹235.65 ₹302.10 ₹542 Moderate
2024 1.46 ₹215.91 ₹315.80 ₹475 Moderate
2023 2.51 ₹181.5 ₹455.10 ₹363 Moderate
2022 1.48 ₹161.0 ₹239.05 ₹322 Moderate
2021 0.32 ₹431.67 ₹137.35 ₹259 Low

CSLFINANCE vs Financial Services Peers — P/B Ratio Comparison

CSL Finance P/B 0.9 vs Financial Services average -11.33, median -0.04 — range -372.31–0.11.

Sector Average
-11.33
Sector Median
-0.04
Lowest P/B
-372.31
Highest P/B
0.11
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -372.31 ₹794 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -29.76 ₹21 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
CMX Holdings CMXLTD -4.83 ₹30 Low
Gujarat Lease Financing GLFL -4.65 ₹19 Low
Roselabs Finance ROSELABS -4.51 ₹23 Low
Classic Leasing & Finance CLFL -4.49 ₹16 Low
Manipal Finance MNPLFIN -2.53 ₹20 Low