Comfort Fincap Intrinsic Value

COMFINCAP • Financial Services
Current Stock Price
₹7.75
Primary Intrinsic Value
₹8.16
Market Cap
₹12.4 Cr
+100.0% Upside
Median Value
₹15.50
Value Range
₹4 - ₹23
Assessment
Trading Below Calculated Value
Safety Margin
50.0%

COMFINCAP Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹8.16 ₹6.53 - ₹9.79 +5.3% EPS: ₹0.68, Sector P/E: 12x
Book Value Method asset ₹19.38 ₹17.44 - ₹21.32 +150.1% Book Value/Share: ₹54.38, P/B: 0.8x
Revenue Multiple Method revenue ₹7.50 ₹6.75 - ₹8.25 -3.2% Revenue/Share: ₹7.50, P/S: 1.0x
EBITDA Multiple Method earnings ₹15.50 ₹13.95 - ₹17.05 +100.0% EBITDA: ₹8.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹19.38 ₹15.50 - ₹23.26 +150.1% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹4.35 ₹3.91 - ₹4.79 -43.9% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹5.60 ₹5.04 - ₹6.16 -27.7% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹15.50 ₹13.95 - ₹17.05 +100.0% ROE: 9.2%, P/E Multiple: 10x
Graham Defensive Method conservative ₹23.25 ₹20.93 - ₹25.58 +200.0% EPS: ₹0.68, BVPS: ₹54.38
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check COMFINCAP share price latest .

Valuation Comparison Chart

COMFINCAP Intrinsic Value Analysis

What is the intrinsic value of COMFINCAP?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Comfort Fincap (COMFINCAP) is ₹15.50 (median value). With the current market price of ₹7.75, this represents a +100.0% variance from our estimated fair value.

The valuation range spans from ₹4.35 to ₹23.25, indicating ₹4.35 - ₹23.25.

Is COMFINCAP undervalued or overvalued?

Based on our multi-method analysis, Comfort Fincap (COMFINCAP) appears to be trading below calculated value by approximately 100.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.14 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 9.2% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 71.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.11x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-20 Cr ₹-20 Cr Negative Cash Flow 3/10
March 2024 ₹4 Cr ₹4 Cr Positive Free Cash Flow 8/10
March 2023 ₹27 Cr ₹27 Cr Positive Free Cash Flow 8/10
March 2022 ₹-15 Cr ₹-15 Cr Negative Cash Flow 3/10
March 2021 ₹-13 Cr ₹-13 Cr Negative Cash Flow 3/10