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City Union Bank Complete Financial Statements

12 Years of Data
2026 - 2015

In FY2026, City Union Bank (CUB) reported revenue ₹6,870 Cr, net profit ₹1,326 Cr and EPS ₹17.88, with a net profit margin of 19.3% and ROE of 14.0%. Full financial statements from FY2015 to FY2026 (12 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. Review City Union Bank P/E valuation to evaluate earnings-based valuation against sector peers.

Complete Financial Data Export

Profitability Ratios

Net Profit Margin 19.30% 2026 data
Operating Margin 68.00% 2026 data
Return on Assets 1.71% 2026 data
Return on Equity 14.01% 2026 data

Balance Sheet Ratios

Current Ratio 0.10 2026 data
Equity Ratio 12.20% 2026 data
Asset Turnover 0.09 2026 data

CUB Revenue, Net Profit & EBITDA — Year-on-Year Growth

CUB YoY (March 2025 vs March 2026) — revenue +2.0%, net profit +18.0%, EBITDA -100.0%, expenses +28.0%. Explore CUB true value to estimate fundamental worth using multiple valuation models.

Revenue Growth
+2.0%
Year-over-Year
Net Profit Growth
+18.0%
Year-over-Year
EBITDA Growth
-100.0%
Year-over-Year
Expense Growth
+28.0%
Year-over-Year
Assets Growth
+9.6%
Year-over-Year
Equity Growth
+12.7%
Year-over-Year
Operating Cash Flow Growth
+158.7%
Year-over-Year
Investing Cash Flow Growth
-13.2%
Year-over-Year
Financing Cash Flow Growth
-7294.4%
Year-over-Year

CUB Income Statement — Revenue, EBITDA & Net Profit

City Union Bank revenue ₹6,870 Cr, EBITDA ₹0 Cr, net profit ₹1,326 Cr, EPS ₹17.88 (2026) — net profit margin 19.3%. For live price, earnings ratios and company overview, see CUB share price screener.

Periods ₹ Crores
Particulars March 2026 March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Revenue 6,870 6,732 6,012 5,525 4,864 4,824 4,849 4,282 3,935 3,658 3,354 3,103
Expenses 2,197 1,716 1,559 1,723 1,605 1,738 1,690 1,140 1,120 937 736 655
EBITDA 0 1,498 1,306 1,250 1,070 780 665 986 843 746 655 557
Operating Profit Margin % 68.00% 71.00% 70.00% 63.00% 61.00% 58.00% 59.00% 70.00% 67.00% 70.00% 75.00% 76.00%
Depreciation 0 82 75 73 85 88 79 62 53 53 52 47
Interest 4,040 3,518 3,147 2,552 2,188 2,305 2,493 2,156 1,972 1,975 1,963 1,892
Profit Before Tax 1,671 1,417 1,231 1,178 985 693 586 925 790 693 603 521
Tax 345 293 215 240 225 100 110 242 198 190 158 126
Net Profit 1,326 1,124 1,016 938 760 593 476 683 592 503 445 395
Earnings Per Share (₹) 17.88 15.17 13.72 12.67 10.29 8.03 6.48 9.57 9.18 8.39 7.44 6.82

CUB Balance Sheet — Assets, Liabilities & Shareholders' Equity

CUB total assets ₹77,623 Cr, total equity ₹9,467 Cr, total liabilities ₹ Cr (2025) — ROE 14.0%.

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
ASSETS
Total Assets 77,623 70,826 66,595 61,531 53,312 49,734 45,259 39,937 35,271 31,804 27,871
Current Assets 7,884 9,366 8,969 8,737 7,485 6,444 4,623 3,982 4,192 3,703 3,825
Fixed Assets 322 270 239 215 233 245 250 223 215 218 210
Capital Work in Progress 0 0 0 0 0 0 0 0 0 0 0
Investments 17,336 15,664 14,333 12,221 9,436 9,117 7,712 7,879 7,032 6,827 5,871
Other Assets 59,965 54,891 52,023 49,095 43,643 40,372 37,297 31,835 28,024 24,760 21,790
LIABILITIES
Total Liabilities
Current Liabilities 75,162 68,782 64,543 59,587 51,726 48,161 43,770 38,752 34,217 30,875 26,939
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 9,467 8,401 7,457 6,586 5,843 5,296 4,841 4,163 3,570 3,052 2,696
Share Capital 74 74 74 74 74 74 74 67 60 60 60
Reserves & Surplus 9,393 8,327 7,383 6,512 5,769 5,222 4,767 4,097 3,510 2,992 2,636

CUB Cash Flow Statement — Operating, Investing & Financing

City Union Bank operating cash flow ₹1,128 Cr, investing ₹-120 Cr, financing ₹-2,662 Cr, net cash flow ₹-1,653 Cr (2025).

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities 1,128 436 724 1,166 922 1,836 419 -183 284 249 131
Investing Activities -120 -106 -72 -63 -38 -60 -87 -61 -50 -60 -64
Financing Activities -2,662 -36 -690 -31 10 -18 -5 1 -4 -75 291
Net Cash Flow -1,653 294 -38 1,072 893 1,758 327 -243 229 113 357