Cholamandalam Investment P/B Ratio

CHOLAFIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
5.7
High Valuation
Very High - Significant premium, high growth expectations or speculative

Current Valuation Metrics

P/B Ratio 5.7
Current Price ₹1754.00
Book Value/Share ₹1408.87
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹23,669 Cr
Share Capital ₹168 Cr
Reserves & Surplus ₹23,499 Cr
Outstanding Shares 168,000,000
Book Value per Share ₹1408.87

Valuation Signal

Signal Overvalued
Historical Avg 1.12
Historical Range 0.89 - 1.45
Percentile 100.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Cholamandalam Investment

  • Stock appears overvalued with PB of 5.7, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 410.8% above historical average
  • Trading at premium to sector average PB of -12.08

View the current stock price of Cholamandalam Investment for more insights.

P/B Ratio Historical Trend for Cholamandalam Investment

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.21 ₹1408.87 ₹1702.20 ₹23,669 Moderate
2024 1.02 ₹1166.25 ₹1185.95 ₹19,593 Moderate
2023 1.45 ₹869.45 ₹1259.80 ₹14,346 Moderate
2022 1.01 ₹717.62 ₹722.90 ₹11,769 Moderate
2021 0.89 ₹585.37 ₹520.40 ₹9,600 Low

Sector P/B Ratio Comparison

Comparing Cholamandalam Investment with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -10.53 ₹10 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low