Cholamandalam Financial Holdings P/B Ratio

CHOLAHLDNG • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.63
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.63
Current Price ₹1821.00
Book Value/Share ₹14183.68
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹26,949 Cr
Share Capital ₹19 Cr
Reserves & Surplus ₹12,496 Cr
Outstanding Shares 19,000,000
Book Value per Share ₹14183.68

Valuation Signal

Signal Overvalued
Historical Avg 0.11
Historical Range 0.08 - 0.13
Percentile 100.0%

Sector Context

Sector Average -12.08
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Cholamandalam Financial Holdings

  • Current PB is 2248.2% above historical average
  • Trading at premium to sector average PB of -12.08

View the current stock price of Cholamandalam Financial Holdings for more insights.

P/B Ratio Historical Trend for Cholamandalam Financial Holdings

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.13 ₹14183.68 ₹1812.90 ₹26,949 Low
2024 0.12 ₹11644.21 ₹1398.85 ₹22,124 Low
2023 0.12 ₹8556.84 ₹1040.05 ₹16,258 Low
2022 0.08 ₹7173.16 ₹550.55 ₹13,629 Low
2021 0.11 ₹5978.42 ₹652.15 ₹11,359 Low

Sector P/B Ratio Comparison

Comparing Cholamandalam Financial Holdings with other companies in Financial Services sector
Sector Average
-12.08
Sector Median
0.0
Lowest P/B
-404.04
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -404.04 ₹867 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -36.55 ₹24 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
CMX Holdings CMXLTD -10.49 ₹65 Low
Trustwave Securities TRUSTWAVE -10.43 ₹11 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Reliance Home Finance RHFL -2.64 ₹136 Low