Cholamandalam Financial Holdings Complete Financial Statements

CHOLAHLDNG • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015

Complete Financial Data Export

Export complete financial statements for Cholamandalam Financial Holdings (CHOLAHLDNG). Downloads include all available records across all periods. For market performance, see the CHOLAHLDNG stock price today .

Profitability Ratios

Net Profit Margin 12.66% 2025 data
EBITDA Margin 54.55% 2025 data
Operating Margin 54.00% 2025 data
Return on Assets 0.54% 2025 data
Return on Equity 4.50% 2025 data

Balance Sheet Ratios

Current Ratio 0.09 2025 data
Debt to Equity 8.33 2025 data
Equity Ratio 12.00% 2025 data
Asset Turnover 0.04 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
+17.2%
Year-over-Year
Net Profit Growth
+7.9%
Year-over-Year
EBITDA Growth
+12.6%
Year-over-Year
Expense Growth
+23.2%
Year-over-Year
Assets Growth
+27.0%
Year-over-Year
Equity Growth
+21.8%
Year-over-Year
Liabilities Growth
+27.0%
Year-over-Year
Operating Cash Flow Growth
+4.3%
Year-over-Year
Investing Cash Flow Growth
+60.5%
Year-over-Year
Financing Cash Flow Growth
+3.6%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Mar 2021 Jun 2021 Dec 2021 Sept 2020 Mar 2020 Jun 2020 Dec 2020 Sept 2019 Mar 2019 Jun 2019 Dec 2019 Sept 2018 Mar 2018 Jun 2018 Dec 2018 Sept 2017 Mar 2017 Jun 2017 Dec 2017 Sept 2016 Mar 2016 Jun 2016 Dec 2016 Sept 2015 Mar 2015 Jun 2015 Dec 2015
Revenue 9,591 9,012 9,384 8,181 7,176 7,678 8,595 6,372 5,283 5,715 6,843 4,355 3,794 3,963 4,777 3,584 3,579 3,591 3,745 3,503 3,288 3,234 3,647 3,341 2,903 3,123 3,396 2,615 859 2,476 2,954 836 735 765 887 663 2,354 589 704 2,113 2,318 2,414 1,397
Expenses 4,359 3,709 4,142 3,537 2,932 3,253 3,772 2,898 2,244 2,588 2,978 2,153 1,719 1,999 2,212 1,589 2,099 1,963 1,921 1,581 1,999 1,283 1,847 1,526 1,339 1,483 1,580 1,250 765 1,182 1,376 730 648 691 779 583 1,552 515 631 1,944 1,573 1,735 1,379
EBITDA 5,232 5,302 5,242 4,645 4,244 4,425 4,823 3,474 3,039 3,127 3,864 2,202 2,075 1,964 2,565 1,996 1,480 1,629 1,824 1,923 1,289 1,951 1,800 1,815 1,565 1,639 1,816 1,365 93 1,294 1,578 105 86 74 108 80 802 74 72 169 745 679 18
Operating Profit Margin % 54.00% 58.00% 55.00% 56.00% 59.00% 57.00% 56.00% 54.00% 57.00% 54.00% 56.00% 50.00% 54.00% 49.00% 53.00% 56.00% 40.00% 45.00% 48.00% 55.00% 39.00% 60.00% 49.00% 54.00% 54.00% 53.00% 53.00% 52.00% 11.00% 52.00% 53.00% 13.00% 12.00% 10.00% 12.00% 12.00% 2.00% 13.00% 10.00% 8.00% 30.00% 28.00% 1.00%
Depreciation 83 79 79 74 88 70 72 52 50 52 55 42 42 41 44 37 39 38 38 35 38 34 38 37 22 33 42 18 6 18 20 5 5 4 5 4 53 4 4 41 48 42 26
Interest 3,518 3,361 3,468 3,058 2,582 2,796 3,280 2,209 1,743 2,013 2,445 1,347 1,079 1,137 1,551 1,085 1,128 1,109 1,054 1,207 1,136 1,124 1,149 1,182 986 1,096 1,188 856 3 795 950 3 0 1 2 0 33 0 0 36 522 528 34
Profit Before Tax 1,632 1,862 1,696 1,513 1,574 1,559 1,471 1,213 1,247 1,062 1,363 814 954 786 970 874 313 481 732 681 115 794 613 596 557 510 586 491 85 481 608 98 81 69 101 76 841 70 68 217 322 241 75
Tax 418 500 437 387 430 400 378 325 346 270 336 207 267 204 250 222 99 124 188 175 36 205 158 271 190 180 155 166 -112 167 199 -75 -81 -74 -83 -52 100 -55 -55 57 98 83 -47
Net Profit 1,214 1,362 1,260 1,125 1,144 1,160 1,093 888 901 792 1,027 606 687 583 720 652 214 357 544 506 80 590 455 325 368 330 430 325 197 314 409 172 162 143 184 128 741 125 123 160 224 158 122
Earnings Per Share (₹) 29.28 32.68 30.81 27.99 27.32 29.20 25.89 22.41 21.72 19.78 24.88 15.07 16.23 14.25 17.69 16.14 4.47 8.86 13.26 12.73 2.13 15.39 11.34 8.26 10.11 8.10 10.85 8.29 9.20 8.05 10.69 7.77 7.35 6.59 8.38 5.70 38.75 5.64 5.57 5.71 7.89 5.07 5.96

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
ASSETS
Total Assets 224,617 176,918 131,033 97,772 88,616 75,855 67,937 10,319 7,892 9,707 30,362
Current Assets 15,296 9,754 7,107 8,971 9,668 10,389 6,846 1,844 1,407 3,273 9,965
Fixed Assets 2,029 1,784 623 465 447 479 306 102 73 1,336 1,521
Capital Work in Progress 54 35 61 40 10 11 14 0 0 56 40
Investments 24,271 20,058 17,536 13,282 11,678 8,893 7,552 6,940 436 368 351
Other Assets 198,263 155,041 112,813 83,985 76,481 66,472 60,065 3,277 7,383 7,946 28,450
LIABILITIES
Total Liabilities 224,617 176,918 131,033 97,772 88,616 75,855 67,937 10,319 7,892 9,707 30,362
Current Liabilities 165,439 126,979 90,269 65,308 59,125 52,079 45,585 2,773 2,226 2,086 14,670
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 26,949 22,124 16,258 13,629 11,359 9,702 7,865 3,853 3,202 3,755 4,431
Share Capital 19 19 19 19 19 19 19 19 19 38 537
Reserves & Surplus 12,496 10,222 7,642 6,427 5,367 4,572 3,925 3,315 2,745 3,287 2,290

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities -34,201 -35,726 -29,329 -5,739 -9,719 -1,914 -9,274 -6,302 594 -500 -1,685
Investing Activities -1,038 -2,625 295 -136 -62 -97 -94 -1,825 -1,263 193 -461
Financing Activities 39,652 38,269 27,288 7,073 7,688 2,427 12,171 8,287 -69 748 1,704
Net Cash Flow 4,413 -82 -1,746 1,199 -2,093 417 2,803 160 -738 441 -443